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McHenry County Bankruptcy Attorney | Bankruptcy Lawyers, McHenry County IL

Our McHenry County bankruptcy attorneys will take the time to educate you on all of your options, including Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, and dent negotiation. If bankruptcy is the right option for you, our affordable rates and above-and-beyond client service will give you the peace of mind you deserve.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

How can our McHenry County Bankruptcy Attorneys help you?

Top 3 Qualities to look for in Your Attorney

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We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Marvin

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About McHenry County Bankruptcy Attorneys:

  • Get Counsel From Experienced Attorneys, Not Info-Tapes!  Our  McHenry County bankruptcy attorneys will work with you from beginning to end, and we understand you don't fit in a mold. We won't rely on info-tapes and will be your trusted advocates to fulfill our goal of developing relationships with our clients that last long after your bankruptcy case has ended.
  • We Understand Your Debt! We are proud of our affordable rates because we understand that considering bankruptcy means you are in a position where you're already financially strained, so you can have the peace of mind while your debt is being handled.
  • We Have The Resources!  Once we assist you in getting a fresh new start, you may need help from other professionals. We are proud to offer a a large network of resources of bankers, loan officers, financial advisers and local professionals to creative a comprehensive solution that suits your needs.
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Location

Office Address

8411 Pyott Rd., Ste. 107

​Lake in the Hills, IL 60156

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Hours of Operation

Monday
9:00am - 6:00pm
Tuesday
9:00am - 6:00pm
Wednesday
9:00am - 6:00pm
Thursday
9:00am - 6:00pm
Friday
9:00am - 6:00pm
Saturday
Closed
Sunday
Closed

Attorneys

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our McHenry County Bankruptcy Attorneys

What is the Difference Between a Chapter 7 Bankruptcy and a Chapter 13 Bankruptcy?

In this article, our McHenry County bankruptcy lawyers explain the difference between Chapter 7 bankruptcies and Chapter 13 bankruptcies. In a Chapter 7 bankruptcy, your non-exempt assets are collected by the bankruptcy trustee to pay your creditors.  If you do not have enough non-exempt assets to pay your creditors, the unpaid debts will be completely discharged.

If you have assets of value significantly more than the amounts that are exempt from collection by the trustee, if you have too large of an income to qualify for Chapter 7 bankruptcy, or if you have already received a Chapter 7 discharge in the past 8 years, a Chapter 13 bankruptcy, in which debts are renegotiated and paid over the course of 3 to 5 years, may be the best option for you.

Read the full article by our McHenry County bankruptcy lawyers explaining the difference between Chapter 7 bankruptcy and Chapter 13 bankruptcy in McHenry County.

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What Happens at a Meeting of Creditors During a McHenry County Chapter 7 Bankruptcy

In this article, our McHenry County bankruptcy attorneys explain what happens at a meeting of creditors in a Chapter 7 bankruptcy. After your bankruptcy petition and accompanying schedules showing your assets, liabilities, income, and expenses has been filed with the bankruptcy court, the next step is the First Meeting of Creditors. This is usually brief and painless, and creditors rarely show up. Typically the bankruptcy trustee will interview you for 5 to 10 minutes to ensure that bankruptcy is in your best interests and that no fraud is occurring.

Read the full article by our McHenry County bankrupty lawyers explaining the first meeting of creditors in McHenry County Chapter 7 bankruptcies.

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