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Cedar Rapids Bankruptcy Attorneys

Are you facing overwhelming debt and don’t know where to turn? Our Cedar Rapids, IA bankruptcy attorney is here to help you navigate Chapter 7 bankruptcy, offering you a fresh start and a clear path to financial recovery. Discover how we can assist you in reclaiming your financial life.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

How can our Cedar Rapids Bankruptcy Attorneys help you?

We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Marvin

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Cedar Rapids Bankruptcy Attorneys:

How can our Cedar Rapids Bankruptcy Attorneys help you?

We Give You Counsel, Not Info-Tapes! 

We are your community law firm, not a bankruptcy mill.  Many bankruptcy attorneys will not meet their clients for the first time until near the end of the case, commonly at the first meeting of creditors.  Our friendly Iowa bankruptcy lawyers are happy to be your guide and answer any questions you may have from your initial consultation, the start of the bankruptcy filing and drafting of bankruptcy petition, and throughout the bankruptcy process until you have started your new life with a clean state and debt relief. 

We Are Affordable! 

We understand that if you are speaking to us about bankruptcy filing, the last thing you need is expensive legal fees or to take on other debts.  We are proud of our affordable rates, which allow us to help more people in our community and build lasting relationships that will persist long after your bankruptcy case is successfully closed. This relationship starts with a free consultation to determine how much debt you are struggling with, if your have proper grounds to encourage filing for bankruptcy, and to determine what it is going to take to allow you to make informed decisions that result in a fresh start.

We Have a Wide Network of Resources to Help Get You Back on Your Feet! 

Due to our deep involvement in the local community, we can help you get back on your feet in many more ways than simply performing legal work in bankruptcy matters.  Our network of professionals can help you start your new life through credit counseling, financial advice, banking, leases, and vehicle purchases.  We are your resource hub and your advocate for all bankruptcy relief needs and securing a more positive financial future!

A Law Firm that Handles Simple and Complex Cases 

Some legal issues are quick, requiring fast efficient services. You want those knocked out fast with the most efficient cost possible. But, for more involved cases, we take the time to get it right and work hard to get the outcome you want. 

A Team That Collaborates on Your Case 

We’ve had many legal clients complain that their last firm just didn’t have the resources or understanding to manage their case. Our attorneys regularly communicate across the firm, getting input from several legal professionals without the additional cost. 

Our Skills and Services 

Our skills and experience span decades and many different practice areas. We truly want to provide a comprehensive legal solution for our community. When you’ve got a legal question, we want to be the first law firm you think of because you know you can trust us to have the answers or tell you the next best solution. 

Open Communication 

No one wants to be sitting in the dark, unsure of what’s going on with their case. Part of our core practice model is to regularly update our clients on the status of their case. 

Relationships Built on Trust and Communication 

Dealing with legal issues can be stressful. You don’t need added stress from an attorney that is slow to communicate and hasn’t given you a clear plan to resolve your case. Trust comes from knowing your attorney has your back and best interests in mind. 

Benefits of a Comprehensive Law Firm 

Our team of lawyers and paralegals have extensive experience  handling the nuances of your legal matter but also consider how other areas of law might affect your case. We often consider angles that aren’t obvious to an attorney with experience in only one practice area.

Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Location

Office Address

616 4th Ave. SE, Ste. 108

Cedar Rapids, IA 52401

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Hours of Operation

Monday
9:00am - 6:00pm
Tuesday
9:00am - 6:00pm
Wednesday
9:00am - 6:00pm
Thursday
9:00am - 6:00pm
Friday
9:00am - 6:00pm
Saturday
Closed
Sunday
Closed

Attorneys

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

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- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our Cedar Rapids Bankruptcy Attorneys

What Bankruptcy Can and Cannot Help You With In Illinois and Iowa

In this video, our Cedar Rapids chapter 7 bankruptcy attorneys explain how bankruptcy means for you and how it depends on what type of debt you’re struggling with, how much you have and what you're willing to lose. You’ll have to determine what type of bankruptcy is best for your situation—this is a good conversation to have with a bankruptcy attorney—with the two main options being Chapter 7 and Chapter 13. Once you file for bankruptcy the automatic stay kicks in and most creditors will be prohibited from continuing to harass you for payment.


Watch Our Video

Involuntary Bankruptcy Explained

In this video, our Cedar Rapids chapter 7 bankruptcy attorneys explain how involuntary bankruptcy is a legal process by which creditors can “force” an individual or business to enter into bankruptcy. The creditor must petition the courts to initiate the bankruptcy proceedings and the indebted party can file an objection to force a case. Having this option gives creditors some degree of protection against individuals or businesses who may otherwise take advantage of the business.

It’s rare that a business will petition for involuntary bankruptcy against an individual because the effort of getting enough money from one person versus the assets of a business is low, but it does still happen. The creditor may feel they won’t get any money out of the indebted party unless forcing them to enter into bankruptcy proceedings, and so the creditor must seek legal grounds in order to collect on the debt. Involuntary bankruptcy can’t be brought forward against an individual or business for any amount of money, the indebted party must have a significant amount of unmet debt. The amount of debt warranting a petition of involuntary bankruptcy is dependent on whether the debtor is an individual or business.


Watch Our Video