Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.
"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."
"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"
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The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.
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Davenport, IA 52801
I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team. Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys. Many of our clients are going through difficult times in their lives when they reach out to us. They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates. We are here to help!
Our Iowa bankruptcy attorneys want you to know how to prepare for a bankruptcy petition. In this article on bankruptcy preparation, we go over the steps you need to take if you need to file for bankruptcy.
Before you file for bankruptcy, certain steps must be taken to prepare for your eventual filing. For starters, the completion of an online credit counseling course is required. Thankfully, these courses are usually relatively short and the expense is nominal. Our Iowa bankruptcy lawyers are also required to submit to the court certain information regarding your assets, liabilities, income, and expenses. Thankfully for you, we cover these in detail, and also explain what happens at the first meeting of creditors and the effects of discharge of your debt.
In this article, our Iowa bankruptcy attorneys explain how you can keep your house and cars in a Chapter 7 bankruptcy.
In most cases, our clients can file for bankruptcy without losing any assets including their home and vehicles. If your vehicle or home is held as collateral, you will most likely have the option to sign a reaffirmation agreement. This reaffirms the loan without discharging it in the bankruptcy process. The Bankruptcy Code states that a portion of equity in particular types of property can be exempt from collection. You can apply these exemptions to the property you decide to keep in order to avoid the trustee collecting the property to pay your creditors. For example:
In this article, our Iowa bankruptcy lawyers explain what happens at the first meeting of creditors in a Chapter 7 bankruptcy.
Once your bankruptcy attorney files the petition, they will accompany you to the “First Meeting of Creditors.” This meeting is between you, your attorney, and your case's bankruptcy trustee. The trustee asks you preliminary questions and may do the following:
The trustee will then ask you specific questions about your finances. The meeting is usually about 10 minutes long and should not be terribly stressful.