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Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese. You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand. You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.
The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls. Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails. An open line of communication between you and your attorney is essential to building trust.
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Your attorney’s goal should not be to win at all costs. Rather, it should be to achieve a favorable outcome for you as efficiently as possible. It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.
Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.
Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.
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When financial difficulties become too much to handle, Chapter 7 bankruptcy can provide much-needed relief. This legal process allows individuals to eliminate most of their unsecured debts, such as credit card bills, medical expenses, and personal loans, offering them a fresh start. In this section, we'll explore how Chapter 7 bankruptcy works, the benefits it offers, and an anecdotal story to illustrate its impact.
Chapter 7 bankruptcy, often referred to as "liquidation bankruptcy," involves the sale of a debtor's non-exempt assets to repay creditors. However, many individuals who file for Chapter 7 can retain most or all of their property due to state and federal exemptions. Once the process is complete, the court discharges the remaining eligible debts, giving the filer a chance to rebuild their financial life.
Chapter 7 bankruptcy offers several key benefits, especially for those facing unmanageable debt:
Filing for Chapter 7 bankruptcy in Iowa City involves several steps:
John, a long-time resident of Iowa City, found himself buried under a mountain of debt after his small business failed. Despite his best efforts to stay afloat, the bills kept piling up, and the stress was taking a toll on his health and family life. John knew he needed help, so he reached out to a bankruptcy attorney in Iowa City to discuss his options.
After a thorough review of his situation, John’s attorney recommended Chapter 7 bankruptcy as the best path forward. Although initially hesitant, John realized that bankruptcy was his opportunity to regain control of his life. He completed the necessary credit counseling and worked closely with his attorney to file the bankruptcy petition.
Throughout the process, John was able to keep his home and car, thanks to the exemptions available in Iowa. The automatic stay provided immediate relief from the constant creditor calls and threats of lawsuits. A few months later, John’s debts were discharged, and he finally felt like he could breathe again.
Today, John is rebuilding his financial life with renewed confidence. He’s learned valuable lessons from his experience and is grateful for the second chance that Chapter 7 bankruptcy provided. For John, bankruptcy wasn’t the end—it was a new beginning.
Deciding to file for Chapter 7 bankruptcy is a significant decision, and it’s important to understand whether it’s the right choice for your situation. Consider the following:
If you answered yes to any of these questions, Chapter 7 bankruptcy might be the solution you need.
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The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.
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Iowa City, IA 52240
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I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team. Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys. Many of our clients are going through difficult times in their lives when they reach out to us. They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates. We are here to help!
Bankruptcy is a legal process designed to help individuals or corporations restructure their debts. There are different types of bankruptcy proceedings, the most common types occurring under Chapter 7 and Chapter 13 of the Bankruptcy Code. This is a big decision and before deciding to file for bankruptcy, you should consider all your options. Not all debts may be “discharged” through bankruptcy, and therefore, this may not fix all your debt issues
Read more about Iowa Bankruptcy Law Updates 2021 | Recent Changes to Iowa Bankruptcy Law
Chapter 7 bankruptcy is a filing that allows some individual persons to wipe out many debts. It is designed to eliminate most debts while selling some assets to compensate creditors. Many assets are exempt under Iowa and federal law. A trustee will be appointed by the court to collect the debtor’s non-exempt assets and to sell them to the creditors to repay debts.
Read more about Bankruptcy for Individual Debtors: Iowa Chapter 7 Bankruptcy
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