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Bankruptcy Law Arlington Heights

Facing financial difficulties can feel overwhelming, but you're not alone. Our Arlington Heights bankruptcy attorneys are here to guide you through the process, providing compassionate and effective solutions tailored to your unique situation. Discover how we can help you regain financial stability and peace of mind.
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"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

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We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.


"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Bankruptcy Law Arlington Heights:

Bankruptcy law in Arlington Heights offers a path to relief for individuals and businesses facing insurmountable debt. Our dedicated team of bankruptcy attorneys and lawyers is committed to understanding your circumstances and identifying the best course of action to achieve financial recovery.

Understanding Your Bankruptcy Options

The decision to file for bankruptcy is significant, and understanding your options is the first step. In Arlington Heights, the most common bankruptcy filings are under Chapter 7 and Chapter 13:

  • Chapter 7 Bankruptcy: Often referred to as "liquidation" bankruptcy, Chapter 7 involves the selling of non-exempt assets to pay off creditors. It's typically suited for individuals with limited income and the desire to eliminate unsecured debts quickly.
  • Chapter 13 Bankruptcy: This "reorganization" bankruptcy allows individuals with regular income to develop a plan to repay all or part of their debts over time, usually within three to five years, without liquidating their assets.

Our bankruptcy lawyer in Arlington Heights can help you determine which option aligns with your financial goals and legal requirements.

The Bankruptcy Process Explained

Filing for bankruptcy involves several key steps, from initial consultation to final discharge of debts. Our attorneys guide you through each phase, ensuring you understand your rights and obligations. The process includes:

  • Pre-filing counseling to assess your financial situation and explore alternatives to bankruptcy.
  • Preparing and filing your bankruptcy petition with the relevant court in Arlington Heights.
  • Navigating the meeting of creditors, where you'll answer questions about your financial status and bankruptcy filing.
  • Adhering to the terms of a Chapter 13 repayment plan or proceeding with the liquidation under Chapter 7.
  • Receiving a discharge of eligible debts, marking the completion of your bankruptcy case.

Life After Bankruptcy

Our support doesn't end with the discharge of your debts. We're committed to helping you rebuild your financial foundation, offering guidance on:

  • Managing your finances post-bankruptcy.
  • Rebuilding your credit score and securing future credit.
  • Understanding and avoiding the pitfalls that led to financial distress.

Why Choose Us as Your Bankruptcy Attorney in Arlington Heights

Choosing the right legal representation can significantly impact the outcome of your bankruptcy case. Our Arlington Heights bankruptcy law firm offers:

  • Personalized attention to understand your specific needs and goals.
  • Comprehensive knowledge of bankruptcy law in Arlington Heights to navigate complex legal requirements.
  • Compassionate support to reduce the stress and emotional burden of financial struggles.
  • A commitment to clear communication, ensuring you're informed and confident at every step of your bankruptcy journey.

How to Find Our Arlington Heights Location:

  • From Schaumburg (via IL-58/E Golf Rd): Take IL-58/E Golf Rd east directly into Arlington Heights. The destination will be on the north side of Golf Rd.
  • From Palatine (via IL-53 S): Take IL-53 S to the exit for E Golf Rd/IL-58. Head east on E Golf Rd towards Arlington Heights. Continue to the address on the north side of the road.
  • From Mount Prospect (via IL-83 N): Head north on IL-83 N, then take a left onto E Golf Rd heading west towards Arlington Heights. The location will be on the north side.
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Office Address

415 W Golf Rd STE 55-N, Arlington Heights, IL 60005

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Hours of Operation

9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm


Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our Bankruptcy Law Arlington Heights

When to File a Chapter 13 Bankruptcy vs. a Chapter 7 Bankruptcy

A Chapter 7 bankruptcy completely wipes out all the debtor’s dischargeable debts while a Chapter 13 bankruptcy provides for the payment of some or all the debtor’s debts over the course of 3 to 5 years. If, based on the debtor’s income, the debtor will not be able to pay off the full amount of the debts during the allotted time period in a Chapter 13 payment plan, the plan may provide for payment of a portion of the debts, with the remainder of the debt being discharged at the conclusion of the payment plan.    

Read more about When to File a Chapter 13 Bankruptcy vs. a Chapter 7 Bankruptcy

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