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Illinois Bankruptcy Attorneys | Debt Resolution Lawyers, Illinois

Our Illinois bankruptcy attorneys will help you start fresh through debt negotiation, Chapter 7, Chapter 11 or Chapter 13 bankruptcy. Our Illinois debt resolution attorneys make the process efficient and expedient so you can move forward in your life.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

How can our Illinois Bankruptcy Attorneys help you?

Top 3 Qualities to look for in Your Attorney

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We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Marvin

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Illinois Bankruptcy Attorneys:

  • We Give You Counsel From experienced Attorneys, Not Info-Tapes!  Our Illinois bankruptcy attorneys will give you a fresh start quickly and professionally so you can make a fresh start and move forward.
  • We Are Cost-Effective!  We understand that seeking bankruptcy and debt resolution means you're in a position where you're already surrounded by debt and financially strained.  We offer affordable rates that allow our clients to have peace of mind while having their financial matters met. 
  • We Have a Wide Network of Resources to Help!  Once we assist you in getting a fresh new start, you may need help from other professionals.  We are proud to offer a large network of resources of bankers, loan officers, financial advisors and local professionals to create a comprehensive solution that suits your needs.
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Location

Office Address

1515 Legacy Cir., Ste. 1

Naperville, IL 60563

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Hours of Operation

Monday
9:00am - 6:00pm
Tuesday
9:00am - 6:00pm
Wednesday
9:00am - 6:00pm
Thursday
9:00am - 6:00pm
Friday
9:00am - 6:00pm
Saturday
Closed
Sunday
Closed

Attorneys

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our Illinois Bankruptcy Attorneys

If I File For Bankruptcy, Can I Keep My House And Cars?

In this article, our Illinois bankruptcy and debt resolution attorneys explain how you can keep your house and cars in a Chapter 7 bankruptcy.

In most cases, our clients can file for bankruptcy without losing any assets including their home and vehicles. If your vehicle or home is held as collateral, you will most likely have the option to sign a reaffirmation agreement. This reaffirms the loan without discharging it in the bankruptcy process. The Bankruptcy Code states that a portion of equity in particular types of property can be exempt from collection.  You can apply these exemptions to the property you decide to keep in order to avoid the trustee collecting the property to pay your creditors.  For example:

  • You are allowed to keep $2,400.00 of equity in your vehicles ($4,800.00 for a married couple filing jointly)
  • You are allowed to keep $15,000.00 of equity in your primary residence ($30,000.00 for a married couple filing jointly); 
  • There is a $4,000.00 wildcard exemption that you can apply to any property of your choice ($8,000.00 for a married couple). 

Read an article from our Illinois bankruptcy attorneys about keeping your property in bankruptcy.

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