Schedule a Consultation
Call Us Now!
Your Community Law Firm

Lake in the Hills Bankruptcy Attorneys | Debt Resolution Lawyers, Lake in the Hills IL

O'Flaherty Law provides affordable rate for bankruptcy, but in no way are we a bankruptcy mill. Our Lake in the Hills bankruptcy & debt resolution attorneys take personalized care of your bankruptcy case and take time to go through the different opportunities you have. We also can answer any questions you have throughout this intimidating process. It is important you focus on your new start while we deal with the hard work of the bankruptcy. ​
Schedule a Consultation
Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

How can our Lake in the Hills Bankruptcy Attorneys help you?

We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.


"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Lake in the Hills Bankruptcy Attorneys:

  • We Give You Counsel, Not Info-Tapes!  We are your community law firm, not a bankruptcy mill.  Many bankruptcy attorneys will not meet their clients for the first time until near the end of the case, at the first meeting of creditors.  Our friendly Lake in the Hills bankruptcy & debt resolution lawyers are happy to be your guide and answer any questions you may have from your free initial consultation until you have started your new life with a clean state. 
  • We Are Economical! We understand that if you are speaking to us about bankruptcy, the last thing you need are expensive legal fees.  We are proud of our affordable rates, which allow us to help more people in our community, and build lasting relationships that will persist long after your bankruptcy case is successfully closed. 
  • We Have a Wide Network of Resources to Help Get You Back on Your Feet!  Due to our deep involvement in the local community, we can help you get back on your feet in many more ways than simply performing legal work.  Our network of professionals can help you start your new life through credit counseling, financial advise, banking, leases, and vehicle purchases.  We are your resource hub and your advocate!
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

Schedule a ConsultationLearn More About The Firm


Office Address

8411 Pyott Rd., Ste. 107

​Lake in the Hills, IL 60156

Get Directions
Google My Business

Hours of Operation

9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm


Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our Lake in the Hills Bankruptcy Attorneys

Is Bankruptcy Right for Me?

Some people dealing with overwhelming debt may not realize that they have options along with filing for bankruptcy. Our Lake in the Hills attorneys are a team composed with attorneys with experience in most areas of law. Because of this unlike other bankruptcy firms, we will not try to fit you into a standard solution, we craft a solution just for you.

If Bankruptcy is not the right solution for you, we will consider other option, including debt renegotiation, business dissolution or creative asset transfers and personal planning solutions. 

Watch Our Video

Our Experienced Lake in the Hills Bankruptcy Attorneys Can Help You Keep Your Home And Your Vehicles When Filing For Bankruptcy

For the most part, our clients are able to file for bankruptcy without having to lose any of their assets. This may include your home and vehicles.  In the event that your vehicle or home is collateral for a loan, similar to a mortgage, you will most likely have the option to sign a reaffirmation agreement. This will reaffirm the loan without discharging it in the bankruptcy process. The debit secured by your vehicle or home will not be taken out in the bankruptcy. In addition, you will be able to keep your most valuable assets when you are done if this is the case.

To keep your home or vehicle, it is imperative that your equity in the property fall into certain exemption amounts. The equity of a property is determined by the current resale value subtracted by the amount of any secured by the property. $15,000.00 ($30,000.00 for a married couple filing jointly; $2,400.00 of equity in vehicles ($4,800.00 for a married couple); and $4,000.00 ($8,000.00 for a married couple) can be kept in the equity of your home that may be applied to any particular asset.

It is likely you will be permitted to keep any asset in bankruptcy as long as the amount of equity in your home or vehicle are within the amount of the applicable exemptions. It is important to note that not all exemption are cut and dry so it is imperative that you consult with out skilled Lake in the Hills bankruptcy lawyers to provide you with all the exemptions available to you.

  Learn More about how to keep your property in bankruptcy from our Lake in the Hills bankruptcy attorneys.

Watch Our Video

How Will Bankruptcy Affect My Credit Score?

We are often asked whether bankruptcy will destroy credit, unfortunately it will certainly affect your credit score. However, it is not the end of the world, your credit will begin to repair itself immediately after the bankruptcy process is completed. Most of the time this is better for your credit than continuing with debt and not allowing your credit score to heal.  Additionally, you will be qualified for prepaid credit cards, those will allow you to rebuild your credit score. In time the situation will get better, in two years you will be able to receive mortgages and various other loans. Ten years after filling, the bankruptcy will no longer be on your credit score.  

Watch Our Video