Linn County Bankruptcy Attorneys at O'Flaherty Law

Linn County Bankruptcy Attorneys

We are your community law firm, not a bankruptcy mill. Our friendly Linn County bankruptcy lawyers are happy to be your guide and answer any questions you may have from your free initial consultation until you have started your new life with a clean state. We understand that if you are speaking to us about bankruptcy, the last thing you need are expensive legal fees. We are proud of our affordable rates, which allow us to help more people in our community, and build lasting relationships that will persist long after your bankruptcy case is successfully closed.

Top 3 Qualities to Look for in Your Attorney

Your attorney should not speak in legalese.

Finding an attorney that is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese. You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand. You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-Earth and someone that you connect with.

Your attorney should be accessible.

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls. Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails. An open line of communication between you and your attorney is essential to building trust.

Your attorney should be realistic with you about costs and outcomes.

Your attorney’s goal should not be to win at all costs. Rather, it should be to achieve a favorable outcome for you as efficiently as possible. It is important that your attorney set realistic expectations at the outset as to the costs you should expect, concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

‍Regardless of the nature your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Linn County Bankruptcy Attorneys

Contact Us

Please contact our friendly Linn County Bankruptcy Attorneys at our nearest location to schedule a consultation.

O'Flaherty Law of Linn County

616 4th Ave. SE, Ste. 108

Cedar Rapids, IA 52401

(319) 259-6710

cedarrapids.ia@oflaherty-law.com

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team. Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys. Many of our clients are going through difficult times in their lives when they reach out to us. They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates. We are here to help!

- Attorney Kevin O'Flaherty, Owner

In this episode, our Linn County attorney covers Iowa Chapter 7 Bankruptcy including What is the process for filing Chapter 7 Bankruptcy?, Exempt Income and Property from Chapter 7 Bankruptcy, First Meeting of Creditors, and Are There Debts That Cannot Be Discharged?

Bankruptcy for Individual Debtors Iowa Chapter 7 Bankruptcy

In this video, our Linn County chapter 7 bankruptcy attorneys explain how Chapter 7 bankruptcy is a filing which allows some individual persons to wipe out many debts. It is designed to eliminate most debts, while selling some assets to compensate creditors. Many assets are exempt under Iowa and federal law. A trustee will be appointed by the court to collect the debtor’s non-exempt assets and to sell them to the creditors to repay debts.

‍

In this episode, our Linn County attorney gives an overview of what bankruptcy can do for you and what it can’t and how the automatic stay affects creditors ability to collect on certain types of debt.

What Bankruptcy Can and Cannot Help You With In Illinois and Iowa

In this video, our Linn County chapter 7 bankruptcy attorneys explain how bankruptcy means for you and how it depends on what type of debt you’re struggling with, how much you have and what you're willing to lose. You’ll have to determine what type of bankruptcy is best for your situation—this is a good conversation to have with a bankruptcy attorney—with the two main options being Chapter 7 and Chapter 13. Once you file for bankruptcy the automatic stay kicks in and most creditors will be prohibited from continuing to harass you for payment.

‍

In this episode, our Linn County attorney will explain involuntary bankruptcy, discuss how the involuntary bankruptcy process works, the petitioning process, and the limitations on involuntary bankruptcy.

Involuntary Bankruptcy Explained

In this video, our Linn County chapter 7 bankruptcy attorneys explain how involuntary bankruptcy is a legal process by which creditors can “force” an individual or business to enter into bankruptcy. The creditor must petition the courts to initiate the bankruptcy proceedings and the indebted party can file an objection to force a case. Having this option gives creditors some degree of protection against individuals or businesses who may otherwise take advantage of the business.

It’s rare that a business will petition for involuntary bankruptcy against an individual because the effort of getting enough money from one person versus the assets of a business is low, but it does still happen. The creditor may feel they won’t get any money out of the indebted party unless forcing them to enter into bankruptcy proceedings, and so the creditor must seek legal grounds in order to collect on the debt. Involuntary bankruptcy can’t be brought forward against an individual or business for any amount of money, the indebted party must have a significant amount of unmet debt. The amount of debt warranting a petition of involuntary bankruptcy is dependent on whether the debtor is an individual or business.

‍

Linn County Bankruptcy Attorneys

Top 3 Qualities to Look for in Your Attorney

Your attorney should not speak in legalese.

Your attorney should be accessible.

Your attorney should be realistic with you about costs and outcomes.

Legal Services

Family Law & Divorce

Business, Corporate & Contract Law

DUI, Criminal & Traffic Defense

Guardianship Law

Family Law & Divorce

Real Estate Law

Litigation & Dispute Resolution

Immigration

Estate Planning

See why we are trusted

Christi M.

Marvin

Rachel B.

Julianne

LuQman

DJ