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Top 3 Qualities to Look for in Your Attorney

Your attorney should not speak in legalese.

Finding an attorney that is a “real person” can be difficult.  Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you.  It is important that he or she be down-to-Earth and someone that you connect with.

Your attorney should be accessible.

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Your attorney should be realistic with you about costs and outcomes.

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.


Regardless of the nature your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of expertise to bear in order to optimize our client care.

Legal Services

Family Law & Divorce

Our Lisle divorce attorneys provide affordable, skilled and client-focused service in the areas of divorce, child custody, child support, maintenance/alimony, and legal separation. We will work as a team to be your aggressive advocates while ensuring that your divorce is handled efficiently and cost effectively while staunchly defending your rights to the fullest extent of the law.

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Probate & Estate Administration

Our Lisle probate attorneys are here to help if you are the executor or administrator of your loved one's estate. We focus on making the probate process as smooth, painless, and affordable as possible, so you can spend your time focusing on what matters: your family.

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Guardianship Law

Our Lisle guardianship attorneys offer affordable rates, accessibility, and peace of mind to assist you in every detail regarding your guardianship matter. We have experience in both contested and uncontested guardianship proceedings and ensure your case receives the dedication and attention it deserves.

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Estate Planning

Our Lisle estate planning attorneys provide affordable, comprehensive, and experienced representation. We educate and learn goals of a good estate plan, and which estate planning documents could be appropriate for you. With budget-friendly flat fees that are a fraction of what other attorneys offer along with above-and-beyond client service, our Lisle estate planning attorneys will prepare for you a rock solid estate plan that eliminates the worry that things you want won't happen after you pass.

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Litigation & Dispute Resolution

We have Lisle litigation attorneys who have a wide range of experience in civil and commercial litigation matters, and we represent both plaintiffs or defendants in federal or state cases and even handle cases outside of Illinois. From the beginning of a dispute, we prepare long-term efficient strategies while focusing on achieving a favorable resolution for our clients.

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DUI, Criminal & Traffic Defense

If you are facing a DUI, Traffic or Criminal charge our Lisle DUI, Traffic & Criminal attorneys will aggressively defend your rights while keeping your interests first. Other attorneys pay more attention to the money of their clients thant the clients themselves. While being more interested in getting paid, they pressure their clients to take plea deals than in vigorously defending their clients. We do things differently at O'flaherty Law, our attorneys truly care about our clients’ well-being. Our DuPage criminal defense attorneys will only educate you on plea deals and advise you to accept them when they are only truly in your best interest. We are serious and aggressive defense attorneys that fight for you and are your trusted advisers, ready to fight for you!

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Business, Corporate & Contract Law

Our Lisle business attorneys have the experience and passion for small business to give you the edge over your competition. Our focus on small business and entrepreneurs allows our Lisle attorneys to advise our business owner clients on both legal and strategic matters. With affordable fees and above-and-beyond client service, we will be your resource for all of your legal needs.

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Immigration

Our Lisle immigration lawyers will use their experience to be your advocates while maintaining accessibility and affordability. At O'Flaherty Law, we will be your advocates and fight for your rights to ensure you and your family stay together and become naturalized citizens or remain in the country.

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Real Estate Law

Our Lisle Real Estate attorneys promise to provide the excellent service necessary to take your real estate purchase from contract to closing smoothly. Let us be your advocates in providing you above and beyond client service.

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See why we are trusted

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Christi M.

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Marvin

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

Rachel B.

"...your articles on the changes to the child support law are very well-written and informative.”

Julianne

“It’s good to open the door of creative vision to offer a service that may motivate other attorneys to do the same. Keep up the good work.”

LuQman

"Great set of articles. I was divorced in 2014 with one child and would have certainly considered you had I seen these types of articles then."

DJ

Lisle Bankruptcy Attorneys

Contact Us

Please contact our friendly lawyers to Schedule a Consultation.
See below for our other locations. If our office locations are not convenient for you, we are happy to speak with you by phone.

Please contact our friendly Lisle Bankruptcy Attorneys at our nearest location to schedule a free consultation.

O'Flaherty Law of Downers Grove

5002 Main St., Ste. 201

Downers Grove, IL 60515

(630) 324-6666
info@oflaherty-law.com

Hours of Operation

Open
Monday
9:00am - 7:00pm
Tuesday
9:00am - 7:00pm
Wednesday
9:00am - 7:00pm
Thursday
9:00am - 7:00pm
Friday
9:00am - 7:00pm
By Appointment
Saturday
11:00am - 3:00pm
Sunday
11:00am - 2:00pm

Why O'Flaherty Law of Downers Grove?

Why O'Flaherty Law of Downers Grove?

Why O'Flaherty Law of Downers Grove?

Top 3 Qualities to Look for in Your Attorney

Cost-Effective

When we started our firm in the midst of the recession, we learned to survive in a lean environment and pass the savings on to our clients.  As the economy has improved, we have not changed our philosophy.  We are hungry to grow our client base, and so we have intentionally set our rates below what the market will bear.  Our mission is to make each client walk away feeling that they got more value than they paid for.  This is easier to do when we make our prices affordable.

Client-Focused

The secret to our success as a firm is incredibly simple: we build a personal relationship with each of our clients and treat them with the respect that they deserve.  We pride ourselves on our open lines of communication, frequent check-ins with our clients, and our accessibility.  We are here to help you in any way we can, often leveraging our network of resources to assist you with non-legal issues that you may be having.  We are your one-stop problem-solver and trusted adviser.  All attorneys say that they provide excellent client service, but, unlike other attorneys, we practice what we preach.  We make sure every client walks away happy . . . period.

Comprehensive

We are your community law firm.  Our business is built on long-term relationships with our clients.  Our clients have the luxury of building trust over time with one team of attorneys, rather than having to find a new attorney for each different type of matter that arises over the course of their lives.  No one attorney can be an expert at everything.  That is why we have worked hard to assemble a team of attorneys with extensive experience in different areas of expertise.  Our attorneys work together closely to bring our collective experience to bear on any issue that may arise for our clients.

Great at What We Do

Since our business comes entirely from referrals and community involvement, our reputation for quality legal work is our greatest asset . . . and it is extremely important to us.  Each of our attorneys is truly experienced in his or her practice areas, with the highest personal standards of excellence.  We are proud of our reputation in the community, and we did not achieve it by accident.  Our reputation for excellence comes from hard work, continuing education, and an above-and-beyond approach to our clients’ cases.

Our Lisle Bankruptcy Attorneys provide excellent service in the following areas of law:

Our attorneys work as a team to provide comprehensive has experience in:
  • We Give You Counsel From Experienced Attorneys, Not Info-Tapes!  Many bankruptcy lawyers meet their clients for the first time near the end of the bankruptcy case, at the first meeting of creditors.  Our friendly Lisle bankruptcy attorneys will develop a relationship with you from your initial consultation until long after your bankruptcy has concluded. We don't require you to rely on info-tapes or paralegals for your bankruptcy education, but will be your trusted advisors at every stage of the process. 
  • We Are Affordable!  We realize that when you are considering bankruptcy, you cannot afford to pay expensive attorney fees.  We are proud of our affordable fees that allow us to serve more clients who need help, and we invite the comparison to other attorneys.   ​​
  • We Have a Wide Network of Resources to Help Get You Back on Your Feet!  In the process of beginning your fresh start, you may require the services of other professionals like accountants, financial advisors, loan officers, and bankers.  Because we are "your community law firm," our roots in Lisle run deep.  We will tap into our network of local professionals to craft a comprehensive solution that can get you back on your feet. 

You Don't Have to Leave Your Home For Your Legal Consultation

In this video, attorney Kevin O'Flaherty describes ways you can receive legal services from the comfort of home.

Please contact our friendly lawyers to Schedule a Consultation.
See below for our other locations. If our office locations are not convenient for you, we are happy to speak with you by phone.

O'Flaherty Law of Downers Grove

5002 Main St., Ste. 201

Downers Grove, IL 60515

info@oflaherty-law.com

What to Expect From a Consultation

The purpose of a free consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us. Although most consultations are complimentary, some may carry a charge depending on the type of matter and meeting location.

Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

Check Out Articles and Videos from our Lisle Bankruptcy Attorneys

Lisle bankruptcy attorney, Kevin O'Flaherty, explains the Chapter 7 bankruptcy process.

Lisle bankruptcy attorney, Kevin O'Flaherty, explains the Chapter 7 bankruptcy process.

Bankruptcy Options

When considering bankruptcy as an individual (as opposed to a corporation) you have three primary options: Debt Negotiation, Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. Our Lisle Bankruptcy attorneys will assess your personal financial situation, educate you on your options, and help you determine which option is the best for you. 

Debt Negotiation

Hiring our Lisle bankruptcy attorneys to renegotiate your debt may be your best option if you have less than $15,000.00 in debt, or assets that you are afraid in losing in the bankruptcy (see our article about keeping property in bankruptcy).  A good attorney can often convince your creditors to significantly reduce the amount of your debt and/or allow you to execute a payment plan whereby you pay back your debt over time.  Typically, the longer the duration of the payment plan, the smaller the amount by which creditors will be willing to reduce your debt. 

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a great option if you have more than $15,000.00 in debt, you do not have assets in excess of the amounts that are exempt from collection in bankruptcy, and you are not making an excessively high income.  In a Chapter 7 Bankruptcy, your dischargable debt (basically everything but student loans and tax debt) will be wiped out, and you can usually keep your house and cars.  

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is appropriate for individuals who are not qualified for a Chapter 7 Bankruptcy due to their income level or who have assets in excess of the exemption amounts that they would be in jeopardy of losing in a Chapter 7 bankruptcy.  Unlike a Chapter 7 bankruptcy, your debts are not wiped out in a Chapter 13 bankruptcy.  Rather a plan is approved by your creditors and the court to pay off the majority of the debt over the course of 3 to 5 years.  Chapter 13 bankruptcy is a tool to buy you time to pay your creditors. 

In this Learn About Law podcast & videoblog, Lisle Bankruptcy & Debt Resolution attorney Kevin O'Flaherty of O'Flaherty Law talks about some of the advantages of both chapter 7 and chapter 13 bankruptcy and how they can apply to your specific needs.

If I File For Bankruptcy, Can I Keep My House and Cars?

Most people who file for Chapter 7 bankruptcy are able to discharge their debts while keeping their house and their cars.  Whether you are able to do so depends on how much equity you have in the property in question. When you file for bankruptcy an attorney, called a bankruptcy trustee, is appointed to review your case and assess whether you have assets that can be collected for the benefit of your creditors. However, certain amounts of particular types of assets are exempt from collection by the trustee.  The following are the most important exemptions

  • $15,000.00 of equity in your primary residence ($30,000.00 for a married couple filing jointly); 
  • $2,400.00 of equity in your vehicles ($4,800.00 for a married couple filing jointly)
  • A $4,000.00 exemption can be applied to any property of your choice ($8,000.00 for a married couple). 

If your equity in your house or vehicle is below these exemption amounts, you will be able to keep the assets after filing for bankruptcy.  Even if you have slightly more equity than these exemption amounts, you will still likely be able to keep the asset.  When deciding whether to collect an asset, the trustee must account for the costs associated with the transaction (like realtor fees and closing costs) as well as the trustee's own fees for his or her efforts in collecting the assets.  If, when these costs are taken from the non-exempt value of the asset, there would not be much value left over to pay creditors, the trustee is unlikely to pursue the asset. 

We explain the Chapter 13 #bankruptcy process, including: #CreditCounseling, filing your bankruptcy petition and schedules, filing your Chapter 13 repayment plan, the confirmation hearing, and discharge of #debt.

The First Meeting Of Creditors

Shortly after our Lisle bankruptcy lawyers file you bankruptcy petition, we will appear with you at a meeting called the "First Meeting of Creditors."  This name is misleading, as creditors almost never attend these meetings.  

‍The First Meeting of Creditors is a brief meeting between the bankruptcy trustee (a lawyer appointed by the court to oversee your bankruptcy case), your attorney and yourself.  The trustee will review your schedules and ask you a series of questions regarding your assets, liability, income and expenses.  The meetings typically take about 10 minutes and are very low pressure.  

The trustee will begin by asking a series of preliminary questions:

  • The trustee will confirm your identity with a photo ID and your social security card.  
  • The trustee will swear you in and put you under oath. 
  • The trustee will ask if you reviewed your schedules before they were filed and ask you to confirm that the schedules are true and correct.  
  • Finally, the trustee will ask if you have reviewed certain required notices provided to you by your attorney regarding the bankruptcy process and the alternatives to bankruptcy. 

‍Once the record has been established, the trustee will ask a series of questions about your finances and your schedules.  You can read a transcript of the bankruptcy trustee's usual questions here. 

Usually, the meeting goes very smoothly.  If all goes well, the trustee will enter a finding that you have no non-exempt assets available for collection on behalf of your creditors and recommending that your debts be discharged. 

After this finding, your case will be closed after a brief period during which creditors can object to the discharge (which they almost never do).  

Read more about the First Meeting of Creditors.

Further Reading from our Lisle Bankruptcy Attorneys

Do You Lose Your Home And Car When You File For Bankruptcy In Wisconsin?

We will answer the following questions:  What are secured and unsecured debts?, What is an automatic Stay?, What is a reaffirmation agreement?, and What are exemptions?

September 16, 2021

How to Qualify for the Homestead Exemption in Wisconsin?

This article discusses how to qualify for the homestead exemption in Wisconsin.

Madison Clark

September 9, 2021

Should I File Chapter 13 Bankruptcy or Chapter 7 Bankruptcy in Wisconsin?

This article discusses whether it is better to file for Chapter 7 bankruptcy in Wisconsin or Chapter 13 bankruptcy in Wisconsin.

Madison Clark

June 28, 2021