Schedule a Consultation
Call Us Now!
Your Community Law Firm

Rockford Bankruptcy Attorneys | Debt Resolution Lawyers Rockford, IL

Our Rock Island bankruptcy attorneys will help give you a clean slate through debt negotiation and resolution, Chapter 7, Chapter 11, or Chapter 13 bankruptcy. Few things are more stressful than having debt pile up around you. Let us be your advocate and allow us to give you peace of mind.
Schedule a Consultation
Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

How can our Rock Island Bankruptcy Attorneys help you?

What type of consultation would you like?
Do you have a court date?
If so, when is your court date?
By clicking "Submit Your Request," I agree to receive emails, text messages, and phone calls from O'Flaherty Law, including appointment reminders, retainer information, account notifications, and marketing/promotional materials (e.g., promos, feedback requests), which may be recorded and/or sent using automated dialing or emailing equipment or software unless I opt-out from such communications. Unsubscribe at any time by replying STOP or click the unsubscribe button link (where available).  I also agree to the Terms of Use and Privacy Policy linked below. I understand that my consent to be contacted is not a requirement to purchase any product or service and that I can opt out at any time. Message & data rates may apply. Message frequency varies. Terms of Use and Privacy Policy
Thank you for filling out this form; we appreciate the opportunity to earn your trust.  

A member of our team will be reaching out to you no later than the end of our next business day, and typically within 2 business hours. Our business hours are M - F, 9 a.m. - 6 p.m..

If your matter is urgent, or for some reason we have not contacted you within the above timeframe, please do not hesitate to call us at your convenience at 630-324-6666 during business hours, and we will be happy to help.

Thank you again for reaching out to O'Flaherty Law to help you resolve your legal matter.
Oops! Something went wrong while submitting the form

Top 3 Qualities to look for in Your Attorney

Watch Our Video

We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Marvin

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Rock Island Bankruptcy Attorneys:

  • We Give You Counsel From experienced Attorneys, Not Info-Tapes!  Our Rockford bankruptcy attorneys will work with you from beginning to end.  We understand that you don't fit in a mold, don't rely on info-tapes, and will be your trusted advocates.  Our goal is to develop relationships with our clients that last long after your bankruptcy case has ended.
  • We Are Cost-Effective!  We understand that considering bankruptcy means you are in a position where you're already surrounded by debt and financially strained.  We are proud to offer affordable rates that allow our clients to have peace of mind while having their financial matters met. ​
  • We Have a Wide Network of Resources to Help!  Once we assist you in getting a fresh new start, you may need help from other professionals.  We are proud to offer a a large network of resources of bankers, loan officers, financial advisors and local professionals to creative a comprehensive solution that suits your needs.
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

Schedule a ConsultationLearn More About The Firm

Location

Office Address

201 W. 2nd St., Ste. 400A

Davenport, IA 52801

Get Directions
Google My Business
Bing

Hours of Operation

Monday
9:00am - 6:00pm
Tuesday
9:00am - 6:00pm
Wednesday
9:00am - 6:00pm
Thursday
9:00am - 6:00pm
Friday
9:00am - 6:00pm
Saturday
Closed
Sunday
Closed

Attorneys

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our Rock Island Bankruptcy Attorneys

Preparing For Bankruptcy

Our Rockford bankruptcy attorneys help you better understand the steps required to prepare your bankruptcy petition in this companion article.  

Before filing, you are required to complete an online credit counseling course. These are usually relatively short and inexpensive.  Our Rockford bankruptcy and debt resolution attorneys will work with you to help you with information regarding your assets, liabilities, income and expenses. After a meeting with the creditors, your case will be heard in the appropriate court where your bankruptcy will then be discharged.

Read the full article by our Rockford bankruptcy attorneys to learn how to prepare for bankruptcy.  

Watch Our Video

What Can You Keep After a Bankruptcy in Rockford?

Our Rockford debt resolution law team wants you to better understand how to hold on to your most precious assets (car, home, etc.) during bankruptcy.

If your vehicle or home is held as collateral, you will most likely have the option to sign a reaffirmation agreement.  This reaffirms the loan without discharging it in the bankruptcy process.  The debt secured by your vehicle or home will not be taken out in the bankruptcy and you will be able to keep your most valuable assets when you are done if this is the case. If you do file for the bankruptcy, the trustee will seek collection of your assets to fulfill your debts. The Bankruptcy Code states that a portion of equity in particular types of property can be exempt from collection. These exceptions on the property you decide to keep in order to avoid the trustee collecting them on your behalf. For example:

  • You are allowed to keep $2,400.00 of equity in your vehicles ($4,800.00 for a married couple filing jointly)
  • You are allowed to keep $15,000.00 of equity in your primary residence ($30,000.00 for a married couple filing jointly); 
  • There is a $4,000.00 wildcard exemption that you can apply to any property of your choice ($8,000.00 for a married couple). 

Read an article from our Rockford bankruptcy attorneys about keeping your property in bankruptcy.

Watch Our Video