If you need a way out from under your debt, our Scott County chapter 7 bankruptcy attorneys will educate you on your options and provide you with a cost-effective fresh start. We are proud of our affordable rates and above-and-beyond personalized service.
Please contact our friendly
Scott County Chapter 7 Bankruptcy Attorneys
at our nearest location to schedule a free consultation:
See below for our other locations. If our office locations are not convenient for you, we are happy to speak with you by phone.
Kevin O'Flaherty oversees all legal matters and is actively involved in making sure every client's case, big or small, is handled with excellence and attention to detail. He is available to contact through phone and email and his rates are available upon request.
Our Scott County bankruptcy attorneys discuss the steps required to prepare your bankruptcy petition. Before filing, you are required to complete an online credit counseling course. These are usually relatively short and the expense is nominal.
Our Scott County Bankruptcy and debt resolution attorneys will work with you to help you provide us with information regarding your assets, liabilities, income and expenses. After a meeting with the creditors, your case will be heard in the appropriate court where your bankruptcy will then be discharged.
Keeping your home or vehicle often depends on how much equity you have in each piece asset. For example, the equity in a property is determined by the most current resale value minus the principle balance of any loans secured by the property.
If you do file for the bankruptcy, the trustee will seek collection of your assets to fulfill your debts. The Bankruptcy Code and laws in Scott County states that a portion of equity in particular types of property can be exempt from collection. These exceptions on the property you decide to keep in order to avoid the trustee collecting them on your behalf. For example: