Your attorney should not speak in legalese.
Finding an attorney who doesn't use complex legal jargon and is a “real person” can be difficult. You should be able to connect with your attorney on a personal level, and they should speak to you in plain language that you can understand.
Your attorney should be accessible.
You deserve a responsive legal team that communicates regularly and promptly returns your calls. Although legal matters can take time, you should feel confident in the progress of your case.
Your attorney should be realistic about costs and outcomes.
You want a favorable outcome as efficiently as possible. Your attorney should set realistic expectations on costs, concerns about the outcome of your case, and the length of time that you can expect your case to take.
Understanding Your Options: Chapter 7 Bankruptcy
Are you facing overwhelming debt in Chicago? Filing for Chapter 7 bankruptcy might be your solution. This process discharges various debts like credit card, medical, and mortgage debts. To qualify, you'll need to pass a means test comparing your income to Illinois' median. Falling below the median generally makes you eligible. Chapter 7 bankruptcy is a practical choice for many in financial distress.
Navigating Chapter 13 Bankruptcy
If you have a steady income, Chapter 13 bankruptcy in Chicago could be your path to managing debt. It involves creating a payment plan over three to five years and consolidating debts into a single monthly payment. This option can prevent foreclosure and repossession, offering a structured way to tackle your debt. Eligibility depends on several factors, and a Chicago bankruptcy attorney will guide you through this process.
Your Journey to Financial Recovery
Embarking on this journey can be daunting, but you're not alone. Whether choosing Chapter 7 or 13, our Chicago bankruptcy attorney will be with you every step. From assessing eligibility to filing paperwork, we'll ensure your case is handled with care and attention. Let's work together to regain your financial stability and peace of mind.