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Chicago Bankruptcy Attorneys | Debt Resolution Lawyers, Cook County IL

Struggling with debt in Chicago, IL? Our bankruptcy attorney in Chicago can assist you. Discover relief through Chapter 7 or 13 bankruptcy, tailored to your unique financial situation. Let's navigate your path to financial freedom together.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

How can our Chicago Bankruptcy Attorneys help you?

We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.


"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Chicago Bankruptcy Attorneys:

Understanding Your Options: Chapter 7 Bankruptcy

Are you facing overwhelming debt in Chicago? Filing for Chapter 7 bankruptcy might be your solution. This process discharges various debts like credit card, medical, and mortgage debts. To qualify, you'll need to pass a means test comparing your income to Illinois' median. Falling below the median generally makes you eligible. Chapter 7 bankruptcy is a practical choice for many in financial distress.

Navigating Chapter 13 Bankruptcy

If you have a steady income, Chapter 13 bankruptcy in Chicago could be your path to managing debt. It involves creating a payment plan over three to five years and consolidating debts into a single monthly payment. This option can prevent foreclosure and repossession, offering a structured way to tackle your debt. Eligibility depends on several factors, and a Chicago bankruptcy attorney will guide you through this process.

Your Journey to Financial Recovery

Embarking on this journey can be daunting, but you're not alone. Whether choosing Chapter 7 or 13, our Chicago bankruptcy attorney will be with you every step. From assessing eligibility to filing paperwork, we'll ensure your case is handled with care and attention. Let's work together to regain your financial stability and peace of mind.

Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Office Address

155 N Wacker Dr STE 4250 Unit 30

Chicago, IL 60606

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Hours of Operation

9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm


Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our Chicago Bankruptcy Attorneys

Chicago Chapter 7 Bankruptcies: What Happens at the First Meeting of Creditors?

In this video, our Chicago bankruptcy attorneys explain how in a chapter 13 bankruptcy the debtor pays off some or all of his or her debt through a payment plan over the course of either 3 or 5 years. This is different from a chapter 7 bankruptcy, in which the debtor’s assets are collected and used to pay creditors, while any remaining debt is immediately discharged. In this episode, we explain the chapter 13 bankruptcy process, including: credit counseling, filing your bankruptcy petition and schedules, filing your chapter 13 repayment plan, the confirmation hearing, and discharge of debt.

Watch Our Video