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Why

O'Flaherty Law of Chicago

?

Top 3 Qualities to Look for in Your Attorney

Cost-Effective

When we started our firm in the midst of the recession, we learned to survive in a lean environment and pass the savings on to our clients.  As the economy has improved, we have not changed our philosophy.  We are hungry to grow our client base, and so we have intentionally set our rates below what the market will bear.  Our mission is to make each client walk away feeling that they got more value than they paid for.  This is easier to do when we make our prices affordable.

Client-Focused

The secret to our success as a firm is incredibly simple: we build a personal relationship with each of our clients and treat them with the respect that they deserve.  We pride ourselves on our open lines of communication, frequent check-ins with our clients, and our accessibility.  We are here to help you in any way we can, often leveraging our network of resources to assist you with non-legal issues that you may be having.  We are your one-stop problem-solver and trusted adviser.  All attorneys say that they provide excellent client service, but, unlike other attorneys, we practice what we preach.  We make sure every client walks away happy . . . period.

Comprehensive

We are your community law firm.  Our business is built on long-term relationships with our clients.  Our clients have the luxury of building trust over time with one team of attorneys, rather than having to find a new attorney for each different type of matter that arises over the course of their lives.  No one attorney can be an expert at everything.  That is why we have worked hard to assemble a team of attorneys with extensive experience in different areas of expertise.  Our attorneys work together closely to bring our collective experience to bear on any issue that may arise for our clients.

Great at What We Do

Since our business comes entirely from referrals and community involvement, our reputation for quality legal work is our greatest asset . . . and it is extremely important to us.  Each of our attorneys is truly experienced in his or her practice areas, with the highest personal standards of excellence.  We are proud of our reputation in the community, and we did not achieve it by accident.  Our reputation for excellence comes from hard work, continuing education, and an above-and-beyond approach to our clients’ cases.

More information about our Chicago Chapter 13 Bankruptcy Attorneys:

Our Chicago chapter 13 bankruptcy attorneys will explore and educate you on all of your options for dealing with your debt. A Chapter 13 bankruptcy may allow you to stop creditors from seeking to collect while you pay off some or all of your debt over 3 to 5 years. Our Chicago Chapter 13 lawyers will give you experienced counsel at affordable rates.

You Don't Have to Leave Your Home For Your Legal Consultation

In this video, attorney Kevin O'Flaherty describes ways you can receive legal services from the comfort of home.

Chicago Chapter 13 Bankruptcy Attorneys

Please contact our friendly Chicago Chapter 13 Bankruptcy Attorneys at our nearest location to schedule a consultation. If our office locations are not convenient for you, we are happy to speak with you by phone.

O'Flaherty Law of Chicago

155 N Wacker Dr STE 4250 Unit 30

Chicago, IL 60606

Please contact our friendly lawyers to Schedule a Consultation.
See below for our other locations. If our office locations are not convenient for you, we are happy to speak with you by phone.
chicago@oflaherty-law.com

What to Expect From a Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

Learn About Law

Legal articles, videos, and podcasts
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Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty
Learn more about our firm

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Further Reading from our Chicago Chapter 13 Bankruptcy Attorneys

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The Chapter 13 Repayment Process explained

Our Chicago chapter 13 bankruptcy attorney Kevin O'Flaherty sits down to explain the process of chapter 13 bankruptcy. Once our experienced attorneys decide Chapter 13 is the right plan for you and your financial needs, we then have our clients take a credit counseling course with certification of completion before filing. From there attorneys will be able to collect your financial information and scheduling that includes: assets, liabilities, income, and expenses. These will then be submitted to the court who will notify any creditors you owe money to of the bankruptcy. Collections from these creditors will be put on pause while our Elmhurst attorneys help you come up with a payment plan that satisfies your needs and income. A Trustee, or court appointed attorney, will be a part of the process as well collecting the payments for creditors. Be assured that for every part of the process, and for every meeting, our Elmhurst attorneys will be there to help you file your Chapter 13 bankruptcy case. 


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The Chapter 13 Repayment Process explained

In this video, our Chicago chapter 13 bankruptcy attorneys break down the repayment processes of chapter 13 bankruptcy. In a chapter 13 bankruptcy you have to determine how much of your income is distributed throughout a 3-5 year period that is paid to your trustee or the court appointed attorney that looks over your case. The trustee then gives and distributes these payments to your creditors you are in debt to. Different creditors can result in different types of payment plans that vary from how much you pay a month, to how much is distributed to each creditor. These types of creditors are: priority, secured, and unsecured creditors. Our Elmhurst attorney goes on to explain each type of creditor in full to give insight to which one may be right for you!

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What is the Difference Between Chapter 13 Bankruptcy and Chapter 7 Bankruptcy?

In this video, our Chicago chapter 13 bankruptcy attorneys explain the differences and advantages to each type of bankruptcy a client could file and how it is possible to keep your home and vehicles in a chapter 7 bankruptcy. All of your debts in Chapter 7 are dischargeable. If your home or car has over or above exemption amounts then the trustee can collect that to pay the creditors, but most times clients have under the exemption amount and are able to keep their belongings with the help of our advising at O'Flaherty Law. Our Chicago attorney goes on to explain how Chapter 7 usually makes the most sense for wiping out your debt. Your future income is used to pay your debt in Chapter 13 instead of liquidation. It usually takes 3-5 years to pay off this debt. Unless there are certain situations, Chapter 7 is more beneficial unless you are ineligible. Ineligibility can be due to things Such as if you have a high income, or have already filed for Chapter 7 in the past ten years, instead Chapter 13 may be right for you. Chapter 13 may be suitable for people who have a lot of equity in their home or car as well to avoid them being taken in a Chapter 7 case. 


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