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Naperville Bankruptcy Attorneys | Bankruptcy Lawyers, Naperville IL

​Despite our affordable rates, O'Flaherty Law is not a bankruptcy mill. Our friendly Naperville bankruptcy & debt resolution attorneys provide individualized service to each of our bankruptcy clients, taking the time to explain all of your options and promptly answer any questions you may have along the way. Bankruptcy can be intimidating, but we make the process easy. We do the hard work for you, so you can focus on getting the fresh start that you and your family need. Because we have an experienced team of Naperville attorneys that practice other areas of law, we are uniquely qualified to advise you on other non-bankruptcy options to resolve your personal or business debt.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

How can our Naperville Bankruptcy Attorneys help you?

We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.


"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Naperville Bankruptcy Attorneys:

  • We Give You Counsel, Not Info-Tapes! 
  • We are your community law firm, not a bankruptcy mill.  Many bankruptcy attorneys will not meet their clients for the first time until near the end of the case, at the first meeting of creditors.  Our friendly Naperville bankruptcy lawyers are happy to be your guide and answer any questions you may have from your initial consultation until you have started your new life with a clean state. 
  • We Are Affordable!
  • We understand that if you are speaking to us about bankruptcy, the last thing you need is expensive legal fees.  We are proud of our affordable rates, which allow us to help more people in our community and build lasting relationships that will persist long after your bankruptcy case is successfully closed. 
  • We Have a Wide Network of Resources to Help Get You Back on Your Feet!  
  • Due to our deep involvement in the local community, we can help you get back on your feet in many more ways than simply performing legal work.  Our network of professionals can help you start your new life through credit counseling, financial advise, banking, leases, and vehicle purchases.  We are your resource hub and your advocate!
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Office Address

1515 Legacy Cir., Ste. 1A

Naperville, IL 60563

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Hours of Operation

9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm


Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our Naperville Bankruptcy Attorneys

Is Chapter 7 Bankruptcy Right for Me?

In this article, our Naperville bankruptcy attorneys explain the Chapter 7 bankruptcy process.

Many people dealing with crushing debt don't realize that they have many options in addition to filing bankruptcy.  We have a team of Naperville attorneys with experience in most areas of law.  Therefore, unlike many bankruptcy firms, we do not try to fit you into a cookie-cutter solution. Bankruptcy may be the right solution for you, but if it is not, we can explore other options, such as debt renegotiation, business dissolution, and creative asset transfer and personal planning solutions.  ​

Read the full article by our Naperville bankruptcy attorneys explaining the Chapter 7 bankruptcy process.

Watch Our Video

For this video, Naperville bankruptcy attorneys explain Chapter 7 vs. Chapter 13 bankruptcy.

In this article, our Naperville bankruptcy attorneys explain the Chapter 7 and Chapter 13 bankruptcy processes and offer you some insight into which one will be best for your situation. We also discuss some of the major considerations you must factor into your decision to begin bankruptcy proceedings.

In general, Chapter 7 is recommended for people that do not have assets above a set threshold amount, since this option discharges your debt upon completion of the bankruptcy process. When there will be enough future income to pay of creditors and trustees, Chapter 13 might be a better option to avoid asset liquidation.

Learn more from our Naperville bankruptcy lawyers about if Chapter 7 or Chapter 13 bankruptcy is right for you.

Watch Our Video