Our Naperville chapter 13 bankruptcy attorneys will explore and educate you on all of your options for dealing with your debt. A Chapter 13 bankruptcy may allow you to stop creditors from seeking to collect while you pay off some or all of your debt over 3 to 5 years. Our Naperville Chapter 13 lawyers will give you experienced counsel at affordable rates.
Please contact our friendly
Naperville Chapter 13 Bankruptcy Attorneys
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See below for our other locations. If our office locations are not convenient for you, we are happy to speak with you by phone.
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Kevin O'Flaherty oversees all legal matters and is actively involved in making sure every client's case, big or small, is handled with excellence and attention to detail. He is available to contact through phone and email and his rates are available upon request.
Naperville Chapter 13 bankruptcy attorney Kevin O'Flaherty discusses the process of filing a chapter 13 bankruptcy including the repayment plan, the confirmation hearing, and discharge of debt.
In this article, Naperville Chapter 13 bankruptcy attorney explains the Chapter 13 bankruptcy process. In a Chapter 13 bankruptcy, you can pay off some or all of your debt over the course of three to five years through a payment plan. Chapter 13 is appropriate for some people who do not qualify for Chapter 7 bankruptcy or who have significant assets that they would be concerned about forfeiting in a Chapter 7 bankruptcy.
This Learn About Law episode covers the chapter 13 bankruptcy plans, including different classes of creditors, how each creditor must be treated under the payment plan, and how the length of the payment plan is determined.
In this article, our Naperville Chapter 13 bankruptcy lawyers explain how Chapter 13 debt repayment plans work. We explain the different types of creditors, including priority creditors, secured creditors, and unsecured creditors. We also explain the requirements for how the plan must treat each class of creditor in order to be approved by the bankruptcy court.
Naperville Chapter 13 lawyer Kevin O'Flaherty explains the differences between chapter 13 and chapter 7 bankruptcy in Illinois.
In this article, our Naperville Chapter 13 bankruptcy lawyers explain the difference between Chapter 13 bankruptcy and Chapter 7 bankruptcy. In a Chapter 7 bankruptcy, your non-exempt assets are liquidated in order to pay your debts. To the extent that you do not have enough non-exempt assets to pay your debts, your debts are wiped out with certain exceptions. In a Chapter 13 bankruptcy, your debts are paid in part or in full through a repayment plan over the course of three to five years through your disposable income. Creditors are not permitted to take collection action during the course of the repayment plan.