St. Charles Bankruptcy Attorneys | Bankruptcy Lawyers in St. Charles, IL

At O’Flaherty Law, we understand filing for bankruptcy is a tough decision, and one that will affect your finances, which is why we’re proud of our affordable rates. You’re sure to find experienced attorneys who can help you with your debt resolution and bankruptcy needs. Let us lift the weight from your shoulders and be your advocates so you can start getting your finances back on track.

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No need to leave your home to receive legal consultations and services - Call or click to learn more about phone and video conferencing with our attorneys.

Top 3 Qualities to Look for in Your Attorney

Your attorney should not speak in legalese.

Finding an attorney that is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese. You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand. You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-Earth and someone that you connect with.

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Your attorney should be accessible.

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls. Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails. An open line of communication between you and your attorney is essential to building trust.

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Your attorney should be realistic with you about costs and outcomes.

Your attorney’s goal should not be to win at all costs. Rather, it should be to achieve a favorable outcome for you as efficiently as possible. It is important that your attorney set realistic expectations at the outset as to the costs you should expect, concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

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Regardless of the nature your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Legal Services

Family Law & Divorce

Our Saint Charles Lawyer have the skill and experience necessary to put you in the best position to succeed, regardless of your legal issue. We provide cost-effective and comprehensive representation in Divorce & Family Law, Estate Planning, Probate, Civil Litigation Guardianship, Corporate Law, DUI & Criminal Law, and more.

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Family Law & Divorce

Our St. Charles family law and divorce attorneys have the experience necessary to help you with your legal matter in a timely and cost-effective manner. Our above-and-beyond client service ensures you get the attention you need.

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Probate & Estate Administration

Our friendly Saint Charles probate attorneys have the experience to make your family's probate or estate administration process as smooth and cost-effective as possible.

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Guardianship Law

Our St. Charles guardianship attorneys have the skill and experience to effectively and affordably assist you in your guardianship proceeding. Our Saint Charles Guardianship attorneys have experience in all types of Guardianship matters including contested guardianship, guardianship litigation, adult guardianship and guardianship of minor children. Contact us for a free guardianship consultation in Saint Charles.

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Probate & Estate Administration

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Estate Planning

Our St. Charles estate planning attorneys will take the time to learn about your family's situation and educate you on what you can accomplish with revocable living trusts, wills and powers of attorney. We will ensure that when you pass your assets will be properly distributed to your loved ones without the need for a costly and time-consuming probate case. Our Saint Charles estate planning lawyers will assist you in appointing agents to act on your behalf if you become mentally incompetent, avoiding the need for a guardianship proceeding. We can also assist you in minimizing estate tax, protecting your assets from creditors, and special needs planning.

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Litigation & Dispute Resolution

Our St. Charles litigation attorneys have the experience to achieve an efficient and favorable resolution in your case in a cost-effective manner.

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DUI, Criminal & Traffic Defense

Our Saint Charles criminal defense attorneys have the experience and skill to be your aggressive advocate in a cost-effective manner.

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Business, Corporate & Contract Law

Our Saint Charles business attorneys are friendly, experienced and cost-effictive. We look forward to becoming your comprehensive trusted advisor.

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Immigration

Our Illinois immigration attorneys will fight for your right to stay in the country for your family, for your job, and for your life.

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Real Estate Law

Our friendly St. Charles real estate attorneys have the experience to take your residential real estate purchase or sale from contract to close smoothly and effectively.

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See why we are trusted

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Christi M.

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Marvin

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

Rachel B.

"...your articles on the changes to the child support law are very well-written and informative.”

Julianne

“It’s good to open the door of creative vision to offer a service that may motivate other attorneys to do the same. Keep up the good work.”

LuQman

"Great set of articles. I was divorced in 2014 with one child and would have certainly considered you had I seen these types of articles then."

DJ

St. Charles Bankruptcy Attorneys

Contact Us

Please contact our friendly St. Charles Bankruptcy Attorneys at our nearest location to schedule a consultation.

O'Flaherty Law of St. Charles

1121 E. Main St., Ste. 124B

St. Charles, IL 60174

(331) 254-3033

saintcharles@oflaherty-law.com

Schedule a Consultation

Learn More About Our Firm

Hours of Operation

Monday

9:00am - 6:00pm

Tuesday

9:00am - 6:00pm

Wednesday

9:00am - 6:00pm

Thursday

9:00am - 6:00pm

Friday

9:00am - 6:00pm

Saturday

Closed

Sunday

Closed

Why O'Flaherty Law of St. Charles?

Cost-Effective

When we started our firm in the midst of the recession, we learned to survive in a lean environment and pass the savings on to our clients. As the economy has improved, we have not changed our philosophy. We are hungry to grow our client base, and so we have intentionally set our rates below what the market will bear. Our mission is to make each client walk away feeling that they got more value than they paid for. This is easier to do when we make our prices affordable.

Client-Focused

The secret to our success as a firm is incredibly simple: we build a personal relationship with each of our clients and treat them with the respect that they deserve. We pride ourselves on our open lines of communication, frequent check-ins with our clients, and our accessibility. We are here to help you in any way we can, often leveraging our network of resources to assist you with non-legal issues that you may be having. We are your one-stop problem-solver and trusted adviser. All attorneys say that they provide excellent client service, but, unlike other attorneys, we practice what we preach. We make sure every client walks away happy . . . period.

Comprehensive

We are your community law firm. Our business is built on long-term relationships with our clients. Our clients have the luxury of building trust over time with one team of attorneys, rather than having to find a new attorney for each different type of matter that arises over the course of their lives. No one attorney can be experienced at everything. That is why we have worked hard to assemble a team of attorneys with extensive experience in different areas of experience. Our attorneys work together closely to bring our collective experience to bear on any issue that may arise for our clients.

bankruptcy lawyer Saint charles illinois

Great at What We Do

Since our business comes entirely from referrals and community involvement, our reputation for quality legal work is our greatest asset . . . and it is extremely important to us. Each of our attorneys is truly experienced in his or her practice areas, with the highest personal standards of excellence. We are proud of our reputation in the community, and we did not achieve it by accident. Our reputation for excellence comes from hard work, continuing education, and an above-and-beyond approach to our clients’ cases.

Our St. Charles Bankruptcy Attorneys provide excellent service in the following areas of law:

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We Are Affordable! The last thing youneed when your back is against the wall is an expensive legal bill. Weunderstand that you don't have money to blow on expensive legal fees. We're proud of our affordable rates, and ifyou find a more cost-effective solution, we would like to hear about it.
We Give You Counsel, NotInfo-Tapes! From the outset of your case, you receive the attention, advice, and support of our excellent attorneys, whereas many Saint Charles bankruptcy attorneys meet theirclients for the first time on the day of the initial meeting of creditors(basically the end of the case). We want to be your advocates in your bankruptcy and debt resolution case.
Your Case Matters to Us! We havethe man-power of a large firm, but the client service of a small firm. Wetruly care about each of our clients and will give you the personalized servicethat you deserve. We will fight to get you the best possible result, andbe the helping hand you need to start your new life.
We Have a Wide Network of Resources to Help Get You Back on YourFeet! Our client care does not end with legal work. Due to our deep involvement in the community, we have an extensivenetwork of professionals and other resources that can give you non-legalguidance and provide the services necessary to help get you back on your feet.

You Don't Have to Leave Your Home For Your Legal Consultation

In this video, attorney Kevin O'Flaherty describes ways you can receive legal services from the comfort of home.

Please contact our office to Schedule a Consultation.
See below for our other locations. If our office locations are not convenient for you, we are happy to speak with you by phone.

O'Flaherty Law of St. Charles

1121 E. Main St., Ste. 124B

St. Charles, IL 60174

saintcharles@oflaherty-law.com

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Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team. Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys. Many of our clients are going through difficult times in their lives when they reach out to us. They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates. We are here to help!

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our St. Charles Bankruptcy Attorneys

Saint Charles bankruptcy attorney Kevin O'Flaherty outlines the differences between chapter 13 and chapter 7 bankruptcy.

Chapter 13 Bankruptcy vs. Chapter 7 Bankruptcy

In this article, our Saint Charles bankruptcy attorneys outline the differences between chapter 13 and chapter 7 bankruptcy. A Chapter 7 bankruptcy completely wipes out all of the debtor’s dischargeable debts while a Chapter 13 bankruptcy provides for the payment of some or all of the debtor’s debts over the course of 3 to 5 years. If, based on the debtor’s income, the debtor will not be able to pay off the full amount of the debts during the allotted time period in a Chapter 13 payment plan, the plan may provide for payment of a portion of the debts, with the remainder of the debt being discharged at the conclusion of the payment plan.

Find out more about when to file for a chapter 13 bankruptcy in the article by our Saint Charles bankruptcy attorneys.

This learn about law episode covers how the chapter 7 bankruptcy process works.

Chapter 7 Bankruptcy in Saint Charles Explained

This learn about law episode covers how the chapter 7 bankruptcy process works. The video will take you through filing the bankruptcy petition, taking credit counseling courses, preparing bankruptcy schedules, appearance at the first meeting of creditors, and creditors' objections to discharge.

Watch the full video by our Saint Charles bankruptcy attorneys to learn more about whether or not chapter 7 is the right kind of bankruptcy for your situation.

Saint Charles bankruptcy attorney Kevin O'Flaherty discusses chapter 13 bankruptcy, when it is appropriate to file, and the process for filing.

The Chapter 13 Bankruptcy Process

In this article, our Saint Charles bankruptcy attorneys cover chapter 13 bankruptcy, when it is appropriate to file, and the process for filing. Unlike chapter 7 bankruptcy, chapter 13 bankruptcy involves repaying your debt in 3-5 years with a payment plan. This article covers:

Filing for chapter 13 bankruptcy petitions and schedules
Filing your chapter 13 repayment plan
The confirmation hearing
Your discharge of debt.

Find out more in-depth information on these steps in the chapter 13 bankruptcy process in this article by our Saint Charles bankruptcy lawyers.

St. Charles Bankruptcy Attorneys | Bankruptcy Lawyers in St. Charles, IL

Your attorney should not speak in legalese.

Your attorney should be accessible.

Your attorney should be realistic with you about costs and outcomes.

Legal Services

See why we are trusted

Christi M.

Marvin

Rachel B.

Julianne

LuQman

DJ

St. Charles Bankruptcy Attorneys

Contact Us

O'Flaherty Law of St. Charles

Hours of Operation

Why O'Flaherty Law of St. Charles?

Why O'Flaherty Law of St. Charles?

Why O'Flaherty Law of St. Charles?

Cost-Effective

Client-Focused

Comprehensive

Great at What We Do

Our St. Charles Bankruptcy Attorneys provide excellent service in the following areas of law:

You Don't Have to Leave Your Home For Your Legal Consultation

O'Flaherty Law of St. Charles

What to Expect From a Consultation

Schedule a Consultation

Schedule a Consultation with our St. Charles Bankruptcy Attorneys

Business Hours

Call us at:

Meet the Owner

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our St. Charles Bankruptcy Attorneys

Chapter 13 Bankruptcy vs. Chapter 7 Bankruptcy

Chapter 7 Bankruptcy in Saint Charles Explained

The Chapter 13 Bankruptcy Process

Further Reading from our St. Charles Bankruptcy Attorneys

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Illinois Laws on Evicting Tenants Who Filed Bankruptcy

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