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St. Charles Chapter 13 Bankruptcy Attorneys | Chapter 13 Lawyers, St. Charles

Our St. Charles Chapter 13 bankruptcy attorneys will help you every step of the way as you explore your debt options. A Chapter 13 bankruptcy may allow you to stop creditors from seeking to collect while you pay off some or all of your debt over 3 to 5 years, and our St. Charles Chapter 13 lawyers will give you experienced counsel at affordable rates.
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St. Charles Chapter 13 Bankruptcy Attorneys
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Why

O'Flaherty Law of St. Charles

?

Top 3 Qualities to Look for in Your Attorney

Cost-Effective

When we started our firm in the midst of the recession, we learned to survive in a lean environment and pass the savings on to our clients.  As the economy has improved, we have not changed our philosophy.  We are hungry to grow our client base, and so we have intentionally set our rates below what the market will bear.  Our mission is to make each client walk away feeling that they got more value than they paid for.  This is easier to do when we make our prices affordable.

Client-Focused

The secret to our success as a firm is incredibly simple: we build a personal relationship with each of our clients and treat them with the respect that they deserve.  We pride ourselves on our open lines of communication, frequent check-ins with our clients, and our accessibility.  We are here to help you in any way we can, often leveraging our network of resources to assist you with non-legal issues that you may be having.  We are your one-stop problem-solver and trusted adviser.  All attorneys say that they provide excellent client service, but, unlike other attorneys, we practice what we preach.  We make sure every client walks away happy . . . period.

Comprehensive

We are your community law firm.  Our business is built on long-term relationships with our clients.  Our clients have the luxury of building trust over time with one team of attorneys, rather than having to find a new attorney for each different type of matter that arises over the course of their lives.  No one attorney can be an expert at everything.  That is why we have worked hard to assemble a team of attorneys with extensive experience in different areas of expertise.  Our attorneys work together closely to bring our collective experience to bear on any issue that may arise for our clients.

Great at What We Do

Since our business comes entirely from referrals and community involvement, our reputation for quality legal work is our greatest asset . . . and it is extremely important to us.  Each of our attorneys is truly experienced in his or her practice areas, with the highest personal standards of excellence.  We are proud of our reputation in the community, and we did not achieve it by accident.  Our reputation for excellence comes from hard work, continuing education, and an above-and-beyond approach to our clients’ cases.

More information about our St. Charles Chapter 13 Bankruptcy Attorneys:

Chapter 7 Bankruptcy

Debt Repayment Plans

Chapter 13 Bankruptcy

Chapter 7 Bankruptcy

Tax Debt Negotiation

Debt Collection

‍

Our St. Charles Chapter 13 bankruptcy attorneys will help you every step of the way as you explore your debt options. A Chapter 13 bankruptcy may allow you to stop creditors from seeking to collect while you pay off some or all of your debt over 3 to 5 years, and our St. Charles Chapter 13 lawyers will give you experienced counsel at affordable rates.

You Don't Have to Leave Your Home For Your Legal Consultation

In this video, attorney Kevin O'Flaherty describes ways you can receive legal services from the comfort of home.

St. Charles Chapter 13 Bankruptcy Attorneys

Please contact our friendly St. Charles Chapter 13 Bankruptcy Attorneys at our nearest location to schedule a free consultation. If our office locations are not convenient for you, we are happy to speak with you by phone.

O'Flaherty Law of St. Charles

1121 E. Main St., Ste. 124B

St. Charles, IL 60174

Please contact our friendly lawyers to Schedule a Consultation.
See below for our other locations. If our office locations are not convenient for you, we are happy to speak with you by phone.
saintcharles@oflaherty-law.com
www.oflaherty-law.com
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What to Expect From a Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Schedule a Consultation

Schedule a Consultation with our St. Charles Chapter 13 Bankruptcy Attorneys

Please contact our friendly St. Charles Chapter 13 Bankruptcy Attorneys at our nearest location to schedule a free consultation.

Business Hours
Mon - Fri
9am - 6pm
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Call us at:
630-324-6666
saintcharles@oflaherty-law.com
Schedule a Consultation
Learn More About Our Firm
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty
Learn more about our firm

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Further Reading from our St. Charles Chapter 13 Bankruptcy Attorneys

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The Chapter 13 Repayment Process

Our St. Charles Chapter 13 bankruptcy lawyers are here for you to better understand the Chapter 13 process. In the following companion article, they explain the process of filing your Chapter 13 petition, exploring credit counseling options, and creating a repayment plan.

Read the full article by our St. Charles Chapter 13 bankruptcy attorneys explaining the Chapter 13 bankruptcy process.

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The Chapter 13 Repayment Process

Our St. Charles bankruptcy attorneys can help you answer your questions about arranging a payment plan under Chapter 13 bankruptcy. In the following article, they address matters such as:

  • What is a Chapter 13 repayment plan?
  • What are the differences in Chapter 13 bankruptcy?
  • How are different classes of creditors treated differently?
  • How is the duration of Chapter 13 repayment plans determined?

Read the full article by our St. Charles Chapter 13 bankruptcy attorneys explaining Chapter 13 repayment plans.

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What is the Difference Between Chapter 13 and Chapter 7 Bankruptcy?

Our St. Charles bankruptcy lawyers will help you understand your options in your bankruptcy matter. In the following companion article, they further explain the key differences between Chapter 13 and Chapter 7 bankruptcy so you can know when to choose one over the other. They also address questions like:

(1) What is the difference between a Chapter 13 Bankruptcy and a Chapter 7 bankruptcy?
(2) When does it make sense to file a Chapter 13 bankruptcy rather than a Chapter 7 bankruptcy?
(3) What are the eligibility requirements for a Chapter 13 bankruptcy?

Read the full article by our St. Charles Chapter 13 lawyers explaining the difference between Chapter 13 bankruptcy and Chapter 7 bankruptcy.

Learn About Law

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Kevin O'Flaherty

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Iowa Bankruptcy Law Updates 2021 | Recent Changes to Iowa Bankruptcy Law
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August 23, 2023

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Paycheck Protection Program (PPP) and The Second Draw
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The CARES Act And Student Loan Relief
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O'Flaherty Law of St. Charles

1121 E. Main St., Ste. 124B

St. Charles, IL 60174

630-324-6666
saintcharles@oflaherty-law.com
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