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Matthew Hector has been practicing law for the last 16 years. For the last 11 years, he has primarily focused on foreclosure defense, consumer defense, and bankruptcy law. Mr. Hector has an extensive background in civil litigation and is an accomplished appellate attorney in both federal and state courts.

In fact, Mr. Hector made new law under the Fair Debt Collection Practices Act. In Pantoja v. Portfolio Recovery Associates, LLC., (Case No.15-1567, U.S. Court of Appeals, Seventh Circuit), Mr. Hector successfully defended a ruling from the district court. The ruling expanded consumer protections when debt collectors try to collect old debts. Portfolio Recovery Associates petitioned the Supreme Court of the United States for a writ of certiorari. The Court denied PRA’s petition after considering briefs from both sides. On March 3, 2020, the Consumer Financial Protection Bureau published a proposed rule in the Federal Register. That rule would make the case law that Mr. Hector made part of the federal regulatory scheme.

Mr. Hector graduated from the University of Alabama in 1998 with an honors degree in English and German. He received his Juris Doctor from The John Marshall Law School, cum laude, in 2004. He received his L.L.M. in Information Technology & Privacy, with honors, from The John Marshall Law School in 2007. While a student at John Marshall, Mr. Hector was an editor for the John Marshall Law Review. His article was published in 2003. Privacy to Be Patched in Later - an Examination of the Decline of Privacy Rights, 36 J. Marshall L. Rev. 985 (2003)

Mr. Hector has continued to publish since he completed his studies. In addition to other law journal articles, he has drafted a chapter on contract law in the entertainment and video game industry for a textbook, published articles about the law and video games, and wrote the Illinois Bar Journal’s LawPulse column for 4 ½ years. He also authored a book on consumer defense law entitled “Consumer Defense: A Tactical Guide to Foreclosure, Bankruptcy, & Creditor Harassment.”

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