Schedule a Consultation
Call Us Now!
Your Community Law Firm

Elmhurst Chapter 7 Bankruptcy Attorneys

Navigate your chapter 7 bankruptcy with our experienced and dedicated Elmhurst bankruptcy attorneys. No need to cut corners with our cost effective Elmhurst lawyers.
Schedule a Consultation
Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.


"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

More information about our Elmhurst Chapter 7 Bankruptcy Attorneys

Our Elmhurst chapter 7 bankruptcy attorneys have the knowledge and proficiency to help you succeed in your bankruptcy case at an affordable rate so as to not add more burden to your financial situation. Let O'Flaherty Law devote their time to ensure your assets can cover your debt without owing anything else to your trustees.

Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

Contact Us

Please contact our friendly lawyers to Schedule a Consultation.

(331) 253-4060​

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

Schedule a ConsultationLearn More About The Firm


Office Address

​110 E. Schiller St., Ste. 200B

​Elmhurst, IL 60126

Get Directions
Google My Business

Hours of Operation

9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm


Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Further Reading from our Elmhurst Chapter 7 Bankruptcy Attorneys

What is the Chapter 7 Bankruptcy Process?

In this article, our Elmhurst chapter 7 bankruptcy lawyers explain the chapter 7 bankruptcy process. Bankruptcy is an excellent tool to allow individuals and businesses to get a clean slate and a fresh start.  However, it is often not the only option.  Depending on the number of creditors, the type of debt, and the amount of debt, working with our Elmhurst attorneys to renegotiate your debt may be preferable to bankruptcy.  Creditors are often willing to significantly reduce the amount of your debt and allow it to be paid over time, especially when they are dealing with your attorney and there is a credible threat of bankruptcy.  Our experienced Elmhurst attorneys will educate you on your options and help you choose the right course of action for you, your family, or your business.  

Watch Our Video

Am I Eligible for Chapter 7 Bankruptcy?

In this video, our Elmhurst chapter 7 attorneys go in to depth on how the bankruptcy means test can be used to determine you eligibility to file chapter 7 bankruptcy in Illinois. The mean test is able to calculate your disposable monthly income by subtracting monthly expenses from your currently monthly income for the past six months before filing. Typically, with a higher income you are less likely to be eligible for chapter 7 bankruptcy. Elmhurst attorneys at O'Flaherty law will help you determine you consumer debt versus your business debt. From their you will be advised by our knowledgeable lawyers on whether to take the means test and what questions you may have while navigating through chapter 7 bankruptcy.

Watch Our Video

The Difference Between Chapter 13 and 7 Bankruptcies

In this video, our Elmhurst chapter 7 bankruptcy attorneys explain the differences and advantages to each type of bankruptcy a client could file and how it is possible to keep your home and vehicles in a chapter 7 bankruptcy. We explain how all of your debts in chapter 7 are dischargeable. If your home or car has over or above exemption amounts then the trustee can collect that to pay the creditors. Most of the time, however, clients have under the exemption amount and is able to keep their belongings with the help of our advising at O'Flaherty Law. Our Elmhurst attorney goes on to explain how chapter 7 usually makes the most sense for wiping out your debt. You future income is used to pay your debt in chapter 13 instead of liquidation. It usually takes 3-5 years to pay off this debt. Unless there is certain situations, chapter 7 is more beneficial unless you are ineligible. Ineligibility can be due to things Such as if you have a high income, or have already filed for chapter 7 in the past ten years, instead chapter 13 may be right for you. chapter 13 may be suitable for people who have a lot of equity in their home or car as well to avoid them being taken in a chapter 7 case.

Watch Our Video
Legal articles, videos, and podcasts

Learn About Law

Probate & Estate Administration

2024 Iowa Living Trust Changes

View Article
Family Law & Divorce

What are the Benefits of Sole Physical Custody?

View Article

What Happens After 341 Meeting?

View Article