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Tinley Park Chapter 13 Bankruptcy Attorneys

Our Tinley Park chapter 13 bankruptcy attorneys will use their experienced knowledge to ensure the best repayment plan for you during chapter 13 bankruptcy.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

Top 3 Qualities to look for in Your Attorney

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We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

See why we are trusted

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Christi M.

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Marvin

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

Rachel B.

"...your articles on the changes to the child support law are very well-written and informative.”

Julianne

“It’s good to open the door of creative vision to offer a service that may motivate other attorneys to do the same. Keep up the good work.”

LuQman

"Great set of articles. I was divorced in 2014 with one child and would have certainly considered you had I seen these types of articles then."

DJ

More information about our Tinley Park Chapter 13 Bankruptcy Attorneys

If you qualify for chapter 13 bankruptcy, our qualified Tinley Park chapter 13 bankruptcy attorneys can help you figure out your repayment plan and put you in the best financial situation. We offer affordable rates so you can get the bankruptcy help you need without adding to your financial situation.

Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

Contact Us

Please contact our friendly lawyers to Schedule a Consultation.

(708) 894-3030
tinleypark@oflaherty-law.com​

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Location

Office Address

​16860 Oak Park Ave., Unit 201D

Tinley Park, IL 60477

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Hours of Operation

Monday
9:00am - 6:00pm
Tuesday
9:00am - 6:00pm
Wednesday
9:00am - 6:00pm
Thursday
9:00am - 6:00pm
Friday
9:00am - 6:00pm
Saturday
Closed
Sunday
Closed

Attorneys

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Further Reading from our Tinley Park Chapter 13 Bankruptcy Attorneys

The Chapter 13 Bankruptcy Process in Tinley Park Explained

Our Tinley Park chapter 13 bankruptcy attorney Kevin O'Flaherty sits down to explain the process of chapter 13 bankruptcy. Once our experienced attorneys decide Chapter 13 is the right plan for you and your financial needs, we then have our clients take a credit counseling course with certification of completion before filing. From there attorneys will be able to collect your financial information and scheduling that includes: assets, liabilities, income, and expenses. These will then be submitted to the court who will notify any creditors you owe money to of the bankruptcy. Collections from these creditors will be put on pause while our Tinley Park attorneys help you come up with a payment plan that satisfies your needs and income. A Trustee, or court appointed attorney, will be a part of the process as well collecting the payments for creditors.

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The Chapter 13 Repayment Process

In this video, our Tinley Park chapter 13 bankruptcy attorneys break down the repayment processes of chapter 13 bankruptcy. In a chapter 13 bankruptcy you have to determine how much of your income is distributed throughout a 3-5 year period that is paid to your trustee or the court appointed attorney that looks over your case. The trustee then gives and distributes these payments to your creditors you are in debt to. Different creditors can result in different types of payment plans that vary from how much you pay a month, to how much is distributed to each creditor. These types of creditors are: priority, secured, and unsecured creditors. Our Elmhurst attorney goes on to explain each type of creditor in full to give insight to which one may be right for you!

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Chapter 13 vs. Chapter 7 Bankruptcy

In this video, our Elmhurst chapter 13 bankruptcy attorneys explain the differences and advantages to each type of bankruptcy a client could file and how it is possible to keep your home and vehicles in a chapter 7 bankruptcy. All of your debts in Chapter 7 are dischargeable. If your home or car has over or above exemption amounts then the trustee can collect that to pay the creditors, but most times clients have under the exemption amount and are able to keep their belongings with the help of our advising at O'Flaherty Law. Our Elmhurst attorney goes on to explain how Chapter 7 usually makes the most sense for wiping out your debt. Your future income is used to pay your debt in Chapter 13 instead of liquidation. It usually takes 3-5 years to pay off this debt. Unless there are certain situations, Chapter 7 is more beneficial unless you are ineligible. Ineligibility can be due to things Such as if you have a high income, or have already filed for Chapter 7 in the past ten years, instead Chapter 13 may be right for you. Chapter 13 may be suitable for people who have a lot of equity in their home or car as well to avoid them being taken in a Chapter 7 case. 


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