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Bankruptcy Attorney Bloomington

Facing financial hurdles in Bloomington, IL? Our bankruptcy attorneys in Illinois are dedicated to guiding you through the complexities of bankruptcy, offering a pathway to relief and a fresh start. Discover how we can help you stop the cycle of debt and reclaim your financial stability today.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

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A member of our team will be reaching out to you no later than the end of our next business day, and typically within 2 business hours. Our business hours are M - F, 9 a.m. - 6 p.m..

If your matter is urgent, or for some reason we have not contacted you within the above timeframe, please do not hesitate to call us at your convenience at 630-324-6666 during business hours, and we will be happy to help.

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We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.


"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Bankruptcy Attorney Bloomington:

Bankruptcy Lawyer Bloomington at O’Flaherty Law

Struggling in Bloomington, IL? Our bankruptcy lawyers in Central Illinois will guide you through the bankruptcy process and get you to relief and a fresh start. Find out how we can stop the debt cycle and get you back on your feet today.

How can our Bankruptcy Lawyer Bloomington help you?

What You Need to Know

The journey through financial trouble can feel lonely, but bankruptcy relief is a lifeline for many. In Illinois, knowing bankruptcy law and the difference between Chapter 7 and Chapter 13 bankruptcy makes all the difference in your road to recovery.

  • Chapter 7 Bankruptcy: Also known as the “fresh start” bankruptcy, this option discharges most unsecured debt and gets you relief from creditors and a new start towards financial stability.
  • Chapter 13 Bankruptcy: This route involves reorganizing debt into monthly payments so you can keep your assets and work towards debt relief. It’s good for those facing foreclosure or repossession.

A Path to Financial Freedom

Meet Jane, a Bloomington resident drowning in debt from medical bills and credit cards. Fearing losing her home and property and the constant calls from creditors, Jane felt stuck in a never-ending cycle of financial stress. Jane didn’t know where to start with bankruptcy law when she considered filing bankruptcy papers. That’s when she turned to an IL bankruptcy lawyer for help and legal representation.

From the very beginning, we worked with Jane to assess her financial situation and bankruptcy case, and determined that a Chapter 7 bankruptcy was the way to go for a fresh start. We walked her through every step of the bankruptcy process.

Here’s what we did for Jane:

  • Filed Chapter 7 bankruptcy in court and got the automatic stay to stop creditor calls.
  • Used Illinois exemptions to protect her home and personal property.
  • Discharged her massive unsecured debt.

Jane’s story is proof that knowledge is power when it comes to bankruptcy. She kept her home and came out debt-free and ready to rebuild with confidence. She wouldn’t have had this outcome without a bankruptcy lawyer.

Why Choose Our Bankruptcy Lawyer Bloomington?

  • Personalized Service: We know every case is different, we give you customized advice for your specific financial situation.
  • Local Knowledge: Our bankruptcy lawyers are familiar with Illinois state laws and regulations so your bankruptcy case and filing meets local court and legal requirements.
  • Full Support: From the initial consultation to the end of your case, we are with our clients every step of the way.
  • Proven Results: Our law firm has helped many Bloomington residents achieve debt relief through bankruptcy.

Bankruptcy can seem scary but it can be a lifeline for those drowning in debt. A bankruptcy lawyer will be there to give you the experience and support to get through this process. Bankruptcy cases are all different but we will have a bankruptcy lawyer for you no matter what kind of bankruptcy relief you need. Whether you’re looking to eliminate debt with Chapter 7 or reorganize debt with Chapter 13, we’ll help you get financially stable.

Directions To Our Bloomington Location:

From Normal, IL:

  1. Start south on Main St towards Bloomington; Main St becomes N Main St as you enter Bloomington.
  2. Continue on N Main St.
  3. Turn left onto W Jefferson St.
  4. 207 W. Jefferson St STE 313 will be on your right.

From Le Roy, IL:

  1. Head west on US-150 W/E Center St towards Bloomington; merge onto I-74 W.
  2. Take exit 135 for US-150 W towards Bloomington, merge onto US-150 W/E Empire St.
  3. Turn right onto N Main St, then left onto W Jefferson St.
  4. 207 W. Jefferson St STE 313 will be on your right.

From El Paso, IL:

  1. Head south on IL-251 S; merge onto I-39 S, then take the I-55 S exit towards Bloomington/Normal.
  2. Take exit 160 for US-150 W towards Bloomington, merge onto US-150 W/W Market St.
  3. Turn left onto N Main St, then left onto W Jefferson St.
  4. 207 W. Jefferson St STE 313 will be on your right.
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Office Address

207 W. Jefferson St STE 313

Bloomington, IL 61701

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Hours of Operation

9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm


Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

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