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Bankruptcy Attorney Palatine

Struggling with debt in Palatine? Bankruptcy might provide the relief you need. Our knowledgeable bankruptcy attorneys can guide you through the bankruptcy process, helping you regain financial stability and a fresh start.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

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A member of our team will be reaching out to you no later than the end of our next business day, and typically within 2 business hours. Our business hours are M - F, 9 a.m. - 6 p.m..

If your matter is urgent, or for some reason we have not contacted you within the above timeframe, please do not hesitate to call us at your convenience at 630-324-6666 during business hours, and we will be happy to help.

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We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.


"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Bankruptcy Attorney Palatine:

Understanding Bankruptcy

Bankruptcy is a legal process designed to help individuals and businesses overcome overwhelming debt and start anew. It can stop foreclosures, halt creditor harassment, and wipe out debt under the protection of the federal bankruptcy court.

Types of Bankruptcy:

  • Chapter 7 Bankruptcy: Often referred to as liquidation bankruptcy; it discharges most unsecured debts, such as credit card debt and medical bills.
  • Chapter 13 Bankruptcy: This is a reorganization bankruptcy, ideal for those with a regular income who can pay back part of their debts through a repayment plan.
  • Chapter 11 Bankruptcy: Primarily used by businesses to restructure their debts and continue operations.

The Role of a Bankruptcy Attorney in Palatine IL

A bankruptcy attorney is crucial in navigating the complexities of bankruptcy law. They provide valuable guidance on whether bankruptcy is the best option for you and which type to file based on your specific circumstances.

Services Provided by Our Bankruptcy Law Firm:

  • Evaluation of your financial situation to determine the best course of action.
  • Guidance on the bankruptcy filing process and preparation of all necessary documentation.
  • Representation in court and dealings with creditors.
  • Assistance with post-bankruptcy recovery and financial planning.

Anecdotal Story: Navigating Through Financial Crisis

Meet John, a Palatine resident who faced financial hardship due to unforeseen medical expenses. Struggling with mounting medical bills and mortgage arrears, he faced the threat of losing his home. Seeking relief, John turned to our bankruptcy law firm for assistance.

Our attorneys recommended Chapter 13 bankruptcy to halt foreclosure proceedings and restructure John's debts. Collaboratively, we developed a feasible repayment strategy that enabled him to settle his obligations gradually while safeguarding his home. This approach not only preserved John's crucial assets but also facilitated his journey toward renewed financial security and peace of mind.

Why Choose Our Firm for Bankruptcy Representation

When facing financial hardship, the support of a seasoned bankruptcy attorney can make a significant difference. Here are several reasons to choose our firm:

  • Personalized Attention: We understand that every bankruptcy case is unique, and we tailor our services to meet your specific needs.
  • Comprehensive Legal Support: From the initial consultation to the conclusion of your case, we provide continuous support and guidance.
  • Proven Track Record: Our firm has a history of helping clients successfully navigate through bankruptcy and achieve a fresh financial start.

Benefits of Working with a Bankruptcy Attorney:

  • Accurate and timely filing of all required documents.
  • Protection against creditor harassment and illegal collection practices.
  • Strategic planning that leads to effective debt relief and financial recovery.

Bankruptcy may seem daunting, but with the right guidance, it can be a viable solution to financial distress. Our bankruptcy law firm in Palatine is committed to helping clients understand their options, make informed decisions, and regain control over their financial futures. Contact us today to see how we can help you achieve the debt relief you need and deserve.

Open Communication 

No one wants to be sitting in the dark, unsure of what’s going on with their case. Part of our core practice model is to regularly update our clients on the status of their cases. 

Relationships Built on Trust and Communication 

Dealing with legal issues can be stressful. You don’t need added stress from an attorney who is slow to communicate and hasn’t given you a clear plan to resolve your case. Trust comes from knowing your attorney has your back and best interests in mind. 

A Team That Collaborates on Your Case 

We’ve had many legal clients complain that their last firm just didn’t have the resources or understanding to manage their case. Our attorneys regularly communicate across the firm, getting input from several legal professionals without the additional cost. 

Our Skills and Services 

Our skills and experience span decades and many different practice areas. We truly want to provide a comprehensive legal solution for our community. When you’ve got a legal question, we want to be the first law firm you think of because you know you can trust us to have the answers or tell you the next best solution. 

Competitive Fees with Excellent Service 

We are not a free legal aid firm. We pride ourselves on offering top-tier service at a competitive local price. Legal solutions cost money but putting them off only leads to more headaches and financial problems.  

How To Find Our Palatine Office:

From Schaumburg:

  1. Head north on Meacham Rd toward Higgins Rd.
  2. Turn right onto Algonquin Rd.
  3. Continue straight to stay on Algonquin Rd.
  4. Turn left onto Roselle Rd.
  5. Turn right onto Colonial Parkway and continue to the destination.

From Interstate 90 (I-90):

  1. Take the exit for IL-53 N toward the Northwest Suburbs.
  2. Follow IL-53 N and take the exit for Algonquin Rd.
  3. Turn left onto Algonquin Rd.
  4. Turn right onto Roselle Rd.
  5. Turn right onto Colonial Parkway to arrive at the destination.

From Route 53:

  1. Head north on IL-53.
  2. Take the Algonquin Rd exit and turn left.
  3. Turn right onto Roselle Rd.
  4. Turn right onto Colonial Parkway to find the destination on the right.
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Office Address

1625 Colonial Parkway Unit K, Inverness, IL 60067

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Hours of Operation

9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm
9:00am - 6:00pm


Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

Check Out Articles and Videos from our Bankruptcy Attorney Palatine

When to File a Chapter 13 Bankruptcy vs. a Chapter 7 Bankruptcy

A Chapter 7 bankruptcy completely wipes out all the debtor’s dischargeable debts while a Chapter 13 bankruptcy provides for the payment of some or all the debtor’s debts over the course of 3 to 5 years. If, based on the debtor’s income, the debtor will not be able to pay off the full amount of the debts during the allotted time period in a Chapter 13 payment plan, the plan may provide for payment of a portion of the debts, with the remainder of the debt being discharged at the conclusion of the payment plan.    

Read more about When to File a Chapter 13 Bankruptcy vs. a Chapter 7 Bankruptcy

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