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Why

O'Flaherty Law of Des Moines

?

Top 3 Qualities to Look for in Your Attorney

Cost-Effective

When we started our firm in the midst of the recession, we learned to survive in a lean environment and pass the savings on to our clients.  As the economy has improved, we have not changed our philosophy.  We are hungry to grow our client base, and so we have intentionally set our rates below what the market will bear.  Our mission is to make each client walk away feeling that they got more value than they paid for.  This is easier to do when we make our prices affordable.

Client-Focused

The secret to our success as a firm is incredibly simple: we build a personal relationship with each of our clients and treat them with the respect that they deserve.  We pride ourselves on our open lines of communication, frequent check-ins with our clients, and our accessibility.  We are here to help you in any way we can, often leveraging our network of resources to assist you with non-legal issues that you may be having.  We are your one-stop problem-solver and trusted adviser.  All attorneys say that they provide excellent client service, but, unlike other attorneys, we practice what we preach.  We make sure every client walks away happy . . . period.

Comprehensive

We are your community law firm.  Our business is built on long-term relationships with our clients.  Our clients have the luxury of building trust over time with one team of attorneys, rather than having to find a new attorney for each different type of matter that arises over the course of their lives.  No one attorney can be an expert at everything.  That is why we have worked hard to assemble a team of attorneys with extensive experience in different areas of expertise.  Our attorneys work together closely to bring our collective experience to bear on any issue that may arise for our clients.

Great at What We Do

Since our business comes entirely from referrals and community involvement, our reputation for quality legal work is our greatest asset . . . and it is extremely important to us.  Each of our attorneys is truly experienced in his or her practice areas, with the highest personal standards of excellence.  We are proud of our reputation in the community, and we did not achieve it by accident.  Our reputation for excellence comes from hard work, continuing education, and an above-and-beyond approach to our clients’ cases.

More information about our Des Moines Chapter 13 Bankruptcy Attorneys:

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O'Flaherty Law's Des Moines bankruptcy attorneys take time to review the financial needs of you or your business before deciding chapter 13 bankruptcy is right for you. For each step of the process you can be assured that our knowledgeable and cost efficient attorneys will help you navigate chapter 13 bankruptcy. From our required credit counseling, to schedules and meetings, O'Flaherty Law has each base covered in the process of filing for bankruptcy so you can keep what matters the most to you. 


You Don't Have to Leave Your Home For Your Legal Consultation

In this video, attorney Kevin O'Flaherty describes ways you can receive legal services from the comfort of home.

Des Moines Chapter 13 Bankruptcy Attorneys

Please contact our friendly Des Moines Chapter 13 Bankruptcy Attorneys at our nearest location to schedule a free consultation. If our office locations are not convenient for you, we are happy to speak with you by phone.

O'Flaherty Law of Des Moines

2716 Grand Ave., Ste. 2

Des Moines, IA 50312

Please contact our friendly lawyers to Schedule a Consultation.
See below for our other locations. If our office locations are not convenient for you, we are happy to speak with you by phone.
desmoines@oflaherty-law.com

What to Expect From a Consultation

The purpose of a free consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us. Although most consultations are complimentary, some may carry a charge depending on the type of matter and meeting location.

Learn About Law

Legal articles, videos, and podcasts
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Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty
Learn more about our firm

Further Reading from our Des Moines Chapter 13 Bankruptcy Attorneys

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What Bankruptcy Can and Cannot Help You With In Illinois and Iowa

In this video, our Des Moines Chapter 13 bankruptcy attorneys explain the difference between Chapter 7 and Chapter 13 Bankruptcy and a zero percent plan. Chapter 7 bankruptcy involves liquifying all the debtor's assets, administering those funds to the debtor's secured and priority debts, and wiping out all the unsecured debt, non-priority debt. All of a Chapter 7 bankruptcy filer's debt is discharged after the bankruptcy process; however, she still has to pay priority debts such as child support, certain tax debts, and alimony. In Chapter 13 bankruptcy, the debtor agrees to a three- to five-year repayment plan that includes their unsecured debt, such as credit card payments and medical bills, and any arrearages on secured and priority debt. It's the most popular bankruptcy option for those who don't qualify for Chapter 7 or want to keep their home, car, or any other nonexempt property. A zero percent plan combines the benefits of not paying any money towards nonpriority unsecured debts with the ability to retain personal assets, such as a home and vehicle. A chapter 13 zero percent plan is only available to those that qualify for a Chapter 7 bankruptcy via the Mean's Test. Most Chapter 13 filers have higher incomes, and the filer must use any disposable income to pay unsecured nonpriority debts.


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What Bankruptcy Can and Cannot Help You With In Illinois and Iowa

In this video, our Des Moines chapter 13 bankruptcy attorneys explain what bankruptcy means for you and how it depends on what type of debt you’re struggling with, how much you have and what you're willing to lose. You’ll have to determine what type of bankruptcy is best for your situation—this is a good conversation to have with a bankruptcy attorney—with the two main options being Chapter 7 and Chapter 13. Once you file for bankruptcy the automatic stay kicks in and most creditors will be prohibited from continuing to harass you for payment.


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Involuntary Bankruptcy Explained

In this video, our Des Moines chapter 13 bankruptcy attorneys explain how involuntary bankruptcy is a legal process by which creditors can “force” an individual or business to enter into bankruptcy. The creditor must petition the courts to initiate the bankruptcy proceedings and the indebted party can file an objection to force a case. Having this option gives creditors some degree of protection against individuals or businesses who may otherwise take advantage of the business.

It’s rare that a business will petition for involuntary bankruptcy against an individual because the effort of getting enough money from one person versus the assets of a business is low, but it does still happen. The creditor may feel they won’t get any money out of the indebted party unless forcing them to enter into bankruptcy proceedings, and so the creditor must seek legal grounds in order to collect on the debt. Involuntary bankruptcy can’t be brought forward against an individual or business for any amount of money, the indebted party must have a significant amount of unmet debt. The amount of debt warranting a petition of involuntary bankruptcy is dependent on whether the debtor is an individual or business.


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