In this article, our Lincoln Park special needs lawyers explain how Special Needs Trusts are used in planning for the care of individuals with special needs. If someone has a disability in Illinois, they are commonly entitled to Supplemental Security Income if they have less than $2,000 in assets and earn under the maximum amount as described by SSI guidelines. We use Special Needs Trusts, also known as Supplemental Needs Trusts, in order to allow disabled individuals to accumulate assets and income in excess of these amounts without reducing the amount of SSI benefits that they are eligible to receive. Typically a loved one will create the trust and serve as trustee, with the disabled individual being the beneficiary. A bank account will then be opened in the name of the trust.