In this article, our Saint Charles special needs attorneys explain ABLE Act accounts and special needs trusts. ABLE Act accounts are special bank accounts that can be used for particular types of expenses, such as housing and groceries, that special needs trusts cannot cover. A good special needs plan will incorporate a special needs trust, an ABLE Act account, and an estate plan for the guardian of the individual with special needs that acccounts for that individual's special needs trust.

Read the full article by our Saint Charles special needs lawyers explaining how special needs trusts and ABLE Accounts work.

In this article, our Saint Charles special needs lawyer Kevin O'Flaherty explains supplemental needs trusts, also known as special needs trusts. Individuals with disabilities in Illinois are entitled to Supplemental Secuirty Income if they have less than a certain threshold of both assets and income. Supplemental needs trusts are used to allow individuals with disabiliites to earn an income and acquire assets above these thresholds while still qualifying for full government benefits.

Read the full article by our Saint Charles supplemental needs trust lawyers explaining how special needs trusts work.

In this article, our Saint Charles special needs lawyers explain how special needs trusts can own a home. Special needs trust assets are not supposed to be used for food and shelter, because these are the intended purposes of SSI benefits.  However, the disabled individual's home may be transferred to a special needs trust without disrupting his or her government benefits.

Read the full article by our Saint Charles special needs trust attorneys explaining home ownership through supplemental needs trusts.