Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.
"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."
"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"
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Our Saint Charles special needs attorneys will take the time to educate you and your family about the various options available to ensure that your loved one with special needs is given every advantage under the law.
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St. Charles, IL 60174
I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team. Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys. Many of our clients are going through difficult times in their lives when they reach out to us. They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates. We are here to help!
In this article, our Saint Charles special needs attorneys explain ABLE Act accounts and special needs trusts. ABLE Act accounts are special bank accounts that can be used for particular types of expenses, such as housing and groceries, that special needs trusts cannot cover. A good special needs plan will incorporate a special needs trust, an ABLE Act account, and an estate plan for the guardian of the individual with special needs that acccounts for that individual's special needs trust.
In this article, our Saint Charles special needs lawyer Kevin O'Flaherty explains supplemental needs trusts, also known as special needs trusts. Individuals with disabilities in Illinois are entitled to Supplemental Secuirty Income if they have less than a certain threshold of both assets and income. Supplemental needs trusts are used to allow individuals with disabiliites to earn an income and acquire assets above these thresholds while still qualifying for full government benefits.
In this article, our Saint Charles special needs lawyers explain how special needs trusts can own a home. Special needs trust assets are not supposed to be used for food and shelter, because these are the intended purposes of SSI benefits. However, the disabled individual's home may be transferred to a special needs trust without disrupting his or her government benefits.