no need to leave your home to receive legal consultations and services - Call or click to learn more about phone and videoconferencing with our attorneys
Oflaherty Law, Illinois Attorneys

Wheaton Bankruptcy Attorneys | Debt Resolution Lawyers, Wheaton

Wheaton Bankruptcy Attorneys | Debt Resolution Lawyers, Wheaton

Our Wheaton bankruptcy attorneys will help you start fresh through debt negotiation, Chapter 7, Chapter 11 or Chapter 13 bankruptcy. We make the process efficient and expedient so you can move forward in your life.

See if you qualify for a Tax Appeal

Our Wheaton bankruptcy attorneys will help you start fresh through debt negotiation, Chapter 7, Chapter 11 or Chapter 13 bankruptcy. We make the process efficient and expedient so you can move forward in your life.

Our Experienced Wheaton Bankruptcy Attorneys & Wheaton Debt Resolution Lawyers Handle Cases Including But Not Limited To:

No items found.

Your Community Law Firm

Why O'Flaherty Law for My

Bankruptcy & Debt Resolution

Matter?

In this video, Wheaton Bankruptcy attorney Kevin O'Flaherty describes why O'Flaherty Law is the best choice for your bankruptcy or debt resolution matter.

  • We Give You Counsel From Expert Attorneys, Not Info-Tapes!  Our Wheaton bankruptcy attorneys will give you a fresh start quickly and professionally so you can make a fresh start and move forward.
  • We Are Cost-Effective!  We understand that seeking bankruptcy and debt resolution means you're in a position where you're already surrounded by debt and financially strained.  We offer affordable rates that allow our clients to have peace of mind while having their financial matters met. 
  • We Have a Wide Network of Resources to Help!  Once we assist you in getting a fresh new start, you may need help from other professionals.  We are proud to offer a large network of resources of bankers, loan officers, financial advisors and local professionals to create a comprehensive solution that suits your needs.

Some of Our Accomplishments

Best Child Support Lawyers in Chicago
DuPage County Probate Attorney
Kevin P. O'Flaherty
Rated by Super Lawyers


loading ...
Naperville attorney
DuPage County Probate Attorney

Schedule a Free Consultation With Our

Wheaton Bankruptcy and Debt Resolution Attorneys

debt resolution attorney Wheaton

What to Expect From a Consultation

The purpose of a free consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us. Although most consultations are complimentary, some may carry a charge depending on the type of matter and meeting location.

Please contact our friendly

Wheaton Bankruptcy and Debt Resolution Attorneys

at our nearest location to schedule a free consultation:

O'Flaherty Law of Wheaton

1275 E. Butterfield Rd.
Wheaton
,
IL
60189
Get Directions

See below for our other locations. If our office locations are not convenient for you, we are happy to speak with you by phone.  ​​​

Hours: 9 am - 9 pm Mon - Fri
Saturday 9 am- 9 pm & Sunday 12 pm - 8pm
by appointment

Our  Office Locations: 

Downers Grove Attorneys, Downers Grove Attorney

Downers Grove

5002 Main St, Ste. 201 Downers Grove, IL 60515

Naperville Attorney, Naperville Attorneys

Naperville

1515 Legacy Circle, Ste. 1 Naperville, IL 60563

Elmhurst Lawyer, Elmhurst Lawyers

Elmhurst

​110 E. Schiller Street, Ste. 200B ​Elmhurst, IL 60126

Lake in the Hills Attorneys, Lake in the Hills Attorney

Lake in the Hills

8411 Pyott Road, Ste. 107, ​Lake in the Hills, IL 60156

Tinley Park Attorney, Tinley Park Attorneys

Tinley Park

​16557 Oak Park Ave, Ste. B, Tinley Park, IL 60477

Chicago Attorney, Chicago Attorneys

Chicago

1941 N. Elston, Ste. A Chicago, Illinois 60642

Wheaton Attorneys, Wheaton Lawyers

Wheaton

1275 E. Butterfield Rd, Ste 109A Wheaton, IL 60189

St. Charles Attorneys, St. Charles Lawyers

St. Charles

1121 E. Mainstreet Ste 124B St. Charles, IL 60174

Davenport lawyer, davenport lawyers

Davenport

201 W 2nd St Ste 400A, Davenport, IA 52801

Peoria lawyer, Peoria lawyers

Peoria

4600 N. Brandywine Dr. Ste 200A, Peoria, IL 61614

O'Flaherty Law, Illinois attorneys, Iowa attorneys

Meet Our Owner

Kevin O'Flaherty oversees all legal matters and is actively involved in making sure every client's case, big or small, is handled with excellence and attention to detail. He is available to contact through phone and email and his rates are available upon request.

Here's What Our Clients Have to Say:

John Paul Clancy
Says...

"Kevin and his firm, O'Flaherty Law, are friendly, efficient, knowledgeable and professional..."

Kevin Sender
Says...

"Kevin O'Flaherty and his team at O'Flaherty Law are among the friendliest and easiest to work with..."

Kevin O'Flaherty was instrumental during the purchase process of my new house. I highly recommend him and the entire firm!

An excellent client experience, I recommend O'Flaherty Law to all of my clients that have a need for consultation in family law.

DuPage Family Law AttorneyDowners Grove Estate Planning Attorney
John Paul Clancy
Says...
"Kevin and his firm, O'Flaherty Law, are friendly, efficient, knowledgeable and professional..."
DuPage Family Law AttorneyDowners Grove Estate Planning Attorney
Kevin Sender
Says...
"Kevin O'Flaherty and his team at O'Flaherty Law are among the friendliest and easiest to work with..."
DuPage Family Law AttorneyDowners Grove Estate Planning Attorney
Mike Stehlik
Says...
"Kevin and his team are my "Go To" resource for clients that need estate planning"
Kevin Koc
Says...
Kevin O'Flaherty was instrumental during the purchase process of my new house. I highly recommend him and the entire firm!
Stephen Petersen
Says...
An excellent client experience, I recommend O'Flaherty Law to all of my clients that have a need for consultation in family law.
Troy Golden
Says...
Kevin is an excellent attorney. He helped me incorporate by business and provides legal counsel as need. I highly recommend him.

Click here for Videos, Podcasts, and Articles by our Illinois Bankruptcy Lawyers & Wheaton Debt Resolution Attorneys

Wheaton chapter 7 bankruptcy lawyer

Or Continue Scrolling Below to Browse some of our Most Helpful Articles

What Bankruptcy Can and Cannot Help You With In Illinois and Iowa

In this video, we give an overview of what bankruptcy can do for you and what it can’t and how the automatic stay affects creditors ability to collect on certain types of debt.

Downers Grove Spousal Maintenance Attorneys

If you’re facing mounting debt and mounting uncertainty, bankruptcy provides a powerful tool to reset your financial situation and get creditors off your back. It suspends creditors from continuing to collect via telephone harassment, wage garnishment, lawsuits, collection letters, etc. Depending on the type of bankruptcy it can also wipe out many types of debt, including medical bills, credit card payments, personal loans, and more.

Read More

Preparing For Bankruptcy

Wheaton bankruptcy lawyer

Wheaton bankruptcy attorney Kevin O'Flaherty explains everything you need to know about the Chapter 7 Bankruptcy process.

Wheaton bankruptcy lawyer

Our Wheaton bankruptcy attorneys discuss the steps required to prepare a bankruptcy petition.  Before filing, the completion of an online credit counseling course is required. These are usually relatively short and the expense is nominal.  We discuss the filing of a your bankruptcy petition, which requires us to submit to the court information regarding your assets, liabilities, income, and expenses. We explain what happens at the first meeting of creditors and the effects of discharge of your debt.

Read the full article by our Wheaton bankruptcy attorneys regarding preparation for bankruptcy.  

If I File For Bankruptcy Can I Keep My House And Cars?

In this article, our Wheaton bankruptcy attorneys explain how you can keep your house and cars in a Chapter 7 bankruptcy. In most cases, our clients can file for bankruptcy without losing any assets including their home and vehicles.  If your vehicle or home is held as collateral, you will most likely have the option to sign a reaffirmation agreement.  This reaffirms the loan without discharging it in the bankruptcy process.  The Bankruptcy Code states that a portion of equity in particular types of property can be exempt from collection.  You can apply these exemptions to the property you decide to keep in order to avoid the trustee collecting the property to pay your creditors.  For example:

  • You are allowed to keep $2,400.00 of equity in your vehicles ($4,800.00 for a married couple filing jointly)
  • You are allowed to keep $15,000.00 of equity in your primary residence ($30,000.00 for a married couple filing jointly); 
  • There is a $4,000.00 wildcard exemption that you can apply to any property of your choice ($8,000.00 for a married couple). 

Read an article from our Wheaton bankruptcy attorneys about keeping your property in bankruptcy.

In this Learn About Law podcast & videoblog, Wheaton bankruptcy attorney Kevin O'Flaherty of O'Flaherty Law talks about some of the advantages of both chapter 7 and chapter 13 bankruptcy and how each can apply to your specific needs.

bankruptcy attorney Wheaton

In this article, our Wheaton bankruptcy attorneys explain how you can keep your house and cars in a Chapter 7 bankruptcy. In most cases, our clients can file for bankruptcy without losing any assets including their home and vehicles.  If your vehicle or home is held as collateral, you will most likely have the option to sign a reaffirmation agreement.  This reaffirms the loan without discharging it in the bankruptcy process.  The Bankruptcy Code states that a portion of equity in particular types of property can be exempt from collection.  You can apply these exemptions to the property you decide to keep in order to avoid the trustee collecting the property to pay your creditors.  For example:

  • You are allowed to keep $2,400.00 of equity in your vehicles ($4,800.00 for a married couple filing jointly)
  • You are allowed to keep $15,000.00 of equity in your primary residence ($30,000.00 for a married couple filing jointly); 
  • There is a $4,000.00 wildcard exemption that you can apply to any property of your choice ($8,000.00 for a married couple). 

Read an article from our Wheaton bankruptcy attorneys about keeping your property in bankruptcy.

What Happens At The First Meeting Of Creditors?

Wheaton bankruptcy lawyer Kevin O'Flaherty explains the Chapter 13 bankruptcy process.

Wheaton bankruptcy lawyer
bankruptcy lawyer Wheaton

In this article, our Wheaton bankruptcy lawyers explain what happens at the first meeting of creditors in a Chapter 7 bankruptcy. Once our Wheaton bankruptcy attorneys file the bankruptcy petition, we accompany you to the “First Meeting of Creditors.”  This meeting is between you, your attorney and the bankruptcy trustee assigned to your case. The trustee asks you preliminary questions and may do the following:

  • Confirm your identity through a photo ID and social security card.
  • Swear you in and put you under oath. 
  • Ask if you've reviewed your schedules before they were filed and ask you to confirm that they are true and correct.  
  • Ask if you have reviewed required notices provided by your attorney regarding bankruptcy and your alternatives. 

Then the trustee will ask you specific questions about your finances.  The meeting is usually about 10 minutes long and should not be terribly stressful.

Read more about the First Meeting of Creditors from our Wheaton bankruptcy attorneys.

Our Wheaton Bankruptcy Lawyers are Happy To Meet With You in DuPage County, Will County, McHenry County, Kane County, Kendall County, Grundy County, Kankakee County, Dekalb County, LaSalle County, at our offices in Downers Grove, Elmhurst, Naperville, Lake in the Hills, Tinley Park, St. Charles or Any Other Location Convenient To You.

Further Reading from our

Wheaton Bankruptcy and Debt Resolution Attorneys

Subscribe to our mailing list

* indicates required
My Legal Practice