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Elgin Bankruptcy Lawyer

Our Elgin bankruptcy attorney is here to be your beacon of hope and your road to stability. Bankruptcy can be scary but with the right guidance, it can be a powerful tool to get out of debt and get your life back. Let our bankruptcy lawyers educate you and give you the support you need to walk this journey.
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Smiling womanAttorney Kevin O'Flaherty

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

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A member of our team will be reaching out to you no later than the end of our next business day, and typically within 2 business hours. Our business hours are M - F, 9 a.m. - 6 p.m..

If your matter is urgent, or for some reason we have not contacted you within the above timeframe, please do not hesitate to call us at your convenience at 630-324-6666 during business hours, and we will be happy to help.

Thank you again for reaching out to O'Flaherty Law to help you resolve your legal matter.
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We believe your attorney should not speak in legalese

Finding an attorney who is a “real person” can be difficult. Many attorneys surround themselves almost exclusively with other attorneys and are accustomed to speaking in ivory tower legalese.  You should be able to connect with your attorney on a personal level, and he or she should speak to you in plain language that you can understand.  You will be working very closely with this person on issues that are very important to you. It is important that he or she be down-to-earth and someone that you connect with.

We believe your attorney should be accessible

The most common complaint that clients have of their attorneys is that the attorney is unreachable, does not communicate with them regularly, or does not promptly return your calls.  Your attorney should reach out to you about your case regularly and respond within 24 hours to calls and e-mails.  An open line of communication between you and your attorney is essential to building trust.

Learn how we service your area through our Remote Location Approach.

We believe your attorney should be realistic with you about costs and outcomes

Your attorney’s goal should not be to win at all costs.  Rather, it should be to achieve a favorable outcome for you as efficiently as possible.  It is important that your attorney set realistic expectations at the outset as to the costs you should expect, the concerns that the attorney has about the outcome of your case, and the length of time that you should expect your case to take.

Regardless of the nature of your case, we have an experienced attorney who will focus on your individual needs. Our team of attorneys works closely together, bringing each of their different fields of experience to bear in order to optimize our client care.

Client Testimonials

Christi M.

Kevin's firm handled setting up my will and trust recently. They took something that seemed intimidating and made it easy to understand. I've also referred a couple clients to Kevin - he's trustworthy, approachable and very fairly priced.

Marvin

"I've used Kevin and his firm's services since 2011. He gave undivided attention to my cases, advised me on different options and..."

Rachel B.

"Kevin was extremely professional, responsive and knowledgeable when I came to him for help. I would definitely recommend O'Flaherty Law!"

About Elgin Bankruptcy Lawyer:

Your Bankruptcy and Debt Relief Options

Bankruptcy is not a one-size-fits-all solution but a strategic choice for those looking for debt relief. In Elgin, IL individuals and businesses can find relief and a fresh start through bankruptcy with our bankruptcy lawyer.

Types of Bankruptcy:

  • Chapter 7 Bankruptcy: For those with little to no income, quick discharge of eligible debts, generally including unsecured debt. This type of bankruptcy filing impacts public records, credit reports, and credit scores.
  • Chapter 13 Bankruptcy: For those with income, debt reorganization, and asset protection. This bankruptcy is like debt consolidation. When you file bankruptcy under Chapter 13, there are restrictions and considerations to keep in mind, such as the repayment plan and its duration.

The Journey of Hope: A Bankruptcy Success Story

Maria, an Elgin resident, was drowning in debt after medical bills and job loss. Foreclosure and losing her family home was looming and she felt hopeless until she reached out to our firm to get in touch with one of our bankruptcy lawyers.

We took a holistic and compassionate approach. We reviewed Maria’s situation and determined Chapter 13 was her best choice. Here’s what we did:

  • Filed for Chapter 13 Bankruptcy: Filed the petition to stop foreclosure and creditor calls. Filing for bankruptcy helped to halt foreclosure proceedings and provided immediate relief from creditor calls.
  • Developed a Repayment Plan: Created a plan to fit her budget so she could catch up on mortgage payments.
  • Navigated the Process: Provided experienced representation and support throughout her case.

Because of this Maria was able to save her home, reorganize her debt, and get her life back. Her story is an example of what can happen when you have the right legal guidance during bankruptcy.

Why Our Elgin Bankruptcy Lawyer?

  • Customized Solutions: Advice that fits your unique situation and goals.
  • Guidance: In-depth knowledge of bankruptcy law and the protections it offers like the automatic stay. We know the bankruptcy court like the back of our hand.
  • Support: We understand the emotional weight of financial stress and will be with you every step of the way through the bankruptcy process.

Benefits of a Comprehensive Law Firm 

Our team of lawyers and paralegals have extensive experience handling the nuances of your legal matter but also consider how other areas of law might affect your case. We often consider angles that aren’t obvious to an attorney with experience in only one practice area. Our team includes experienced bankruptcy attorneys who can handle all aspects of bankruptcy cases.

A Law Firm that Handles Simple and Complex Cases 

Some legal issues are quick, requiring fast efficient services. You want those knocked out fast with the most efficient cost possible. But, for more involved cases, we take the time to get it right and work hard to get the outcome you want.

Our firm handles both simple and complex bankruptcy filings, including Chapter 7 and Chapter 13 cases.

A Team That Collaborates on Your Case 

We’ve had many legal clients complain that their last firm just didn’t have the resources or understanding to manage their case. Our attorneys regularly communicate across the firm, getting input from several legal professionals without the additional cost. Our team includes experienced Illinois lawyers who are familiar with local judges, trustees, and bankruptcy procedures.

Our Skills and Services 

Our skills and experience span decades and many different practice areas. We truly want to provide a comprehensive legal solution for our community. When you’ve got a legal question, we want to be the first law firm you think of because you know you can trust us to have the answers or tell you the next best solution. We also guide clients facing difficult financial circumstances and help them achieve financial stability.

Open Communication 

No one wants to be sitting in the dark, unsure of what’s going on with their case. Part of our core practice model is to regularly update our clients on the status of their cases. 

Relationships Built on Trust and Communication 

Dealing with legal issues can be stressful. You don’t need added stress from an attorney who is slow to communicate and hasn’t given you a clear plan to resolve your case. Trust comes from knowing your attorney has your back and best interests in mind. 

Competitive Fees with Excellent Service 

We are not a free legal aid firm. We pride ourselves on offering top-tier service at a competitive local price. Legal solutions cost money but putting them off only leads to more headaches and financial problems. We can help you determine if your tax debt is dischargeable under Chapter 7 bankruptcy or if Chapter 13 bankruptcy is a better option.

Bankruptcy can be the start of a new book in your financial life. Our Elgin bankruptcy attorney will give you the strategic guidance and support you need to walk this journey and better your financial situation. Whether your bankruptcy case is personal or business we have an approach that will protect you and set you up for success. Contact our firm today for a consultation to see how the bankruptcy process can be the key to your financial freedom.

How To Find Our Elgin Location:

From Schaumburg, IL:

  1. Start on I-290 W.
  2. Merge onto IL-390 W.
  3. Take the exit toward US-20 W/Elgin.
  4. Follow US-20 W to Shales Pkwy in Elgin.
  5. Turn right onto N. Airlite St.

From St. Charles, IL:

  1. Head north on IL-31 N toward Elgin.
  2. Turn left onto State St.
  3. Continue onto W. Chicago St.
  4. Turn right onto N. Liberty St.
  5. Turn left onto E. Highland Ave and right onto N. Airlite St.

From Hoffman Estates, IL:

  1. Get on I-90 W.
  2. Take the exit for IL-59 N.
  3. Merge onto IL-59 N.
  4. Turn left onto W. Highland Ave.
  5. Turn left onto N. Airlite St.
Expertise Best Child Support Lawyers in Chicago 201710 Best 2016 Client Satisfaction American Institute of Family Law AttorneysAvvo Clients' Choice 2016 DivorceRising Stars Kevin P. O'Flaherty SuperLawyers.com10 Best Law Firms 2018 Client Satisfaction American Institute of Family Legal Counsel Attorneys Estate Planning Law40 under forty

What to Expect From a Legal Consultation

The purpose of a consultation is to determine whether our firm is a good fit for your legal needs. Although we often discuss expected results and costs, our attorneys do not give legal advice unless and until you choose to retain us.

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Location

Office Address

16 N Airlite St #3

Elgin, IL 60123

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Hours of Operation

Monday
9:00am - 6:00pm
Tuesday
9:00am - 6:00pm
Wednesday
9:00am - 6:00pm
Thursday
9:00am - 6:00pm
Friday
9:00am - 6:00pm
Saturday
Closed
Sunday
Closed

Attorneys

Meet the Owner

I am personally committed to ensuring that each one of our clients receives the highest level of client service from our team.  Our mission is to provide excellent legal work in a cost-effective manner while maintaining open lines of communication between our clients and their attorneys.  Many of our clients are going through difficult times in their lives when they reach out to us.  They should feel comfortable leaning on the experience and knowledge of our attorneys as their counselors and advocates.  We are here to help!

- Attorney Kevin O'Flaherty, Owner

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